Protection that is made for Boston

The capital and most populous city in Massachusetts, Boston is also the most populous city in the New England region of the United States. It's one of the oldest municipalities in the country and known for its vast and important place in history, including key events from the American Revolution, as well as its baked beans. Boston is not only a leader in science and higher education, it's home to professional sports teams in football, baseball, hockey and basketball. Interstates 95, 93 and 90 make travel around the city a bit easier.

When it comes to auto insurance, every state has different requirements. For drivers in Boston, you can see what coverage and coverage limits Massachusetts requires in the list below. These requirements are just a starting point – you may want to purchase additional car insurance or increase your coverage limits.

Allstate offers auto insurance across all Boston zip codes from 02108 to 02298. A Massachusetts Allstate agent can help you understand the different insurance types available to you.

get a quick, personalized Boston car insurance quote.

When you drive with quality coverage, you drive with peace of mind. Allstate auto insurance can help you stay protected, wherever the road takes you.

Boston car insurance requirements

Auto liability insurance is a type of car insurance coverage that's required by law in Massachusetts, so Boston drivers must have it.

More specifically, the following coverages are the minimum required in Boston:

  • $20,000 bodily injury liability limit per person
  • $40,000 bodily injury liability limit per accident
  • $5,000 property damage liability
  • $8,000 personal injury protection

Uninsured motorist coverage is also required while underinsured motorist coverage is optional. Collision¹ and comprehensive¹ coverage are not required for Boston drivers.

All coverages are subject to the coverage limits stated in your policy.

¹Although Massachusetts law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.

Boston auto insurance discounts

It's possible to get quality coverage in Boston at a lower rate than you might think. Whether you decide to bundle your insurance policies, invest in an anti-theft device and more, Boston drivers can find many ways to save with Allstate.

Multiple policy discount

Having more than one Allstate policy can help you save money on your monthly premium. For instance, if you bundle your home and auto policy, you can save on your auto and home premiums.

New car discount

You can save on your car insurance policy if your vehicle is a current model year or one model year older and you're the first owner.

Learn more about these discounts and other car insurance discounts that may be available by contacting your local Boston agent today.