Auto liability insurance is a type of car insurance coverage that's required by law in Massachusetts, so Boston drivers must have it.

More specifically, the following coverages are the minimum required in Boston:

$20,000 bodily injury liability limit per person
$40,000 bodily injury liability limit per accident
$5,000 property damage liability
$8,000 personal injury protection

Uninsured motorist coverage is also required while underinsured motorist coverage is optional. Collision¹ and comprehensive¹ coverage are not required for Boston drivers.

All coverages are subject to the coverage limits stated in your policy.

¹Although Massachusetts law does not require drivers to carry this coverage, it may be required by your lender if you are leasing or financing your vehicle.