Rideshare insurance

Rideshare insurance is a policy designed for people who drive for companies like Uber, Lyft or other transportation network services (TNC’s). If you get in an accident, it covers the gap between your personal policy and the insurance provided by the rideshare company.

Rideshares are split into three phases, and coverage will work differently based on each.

The Allstate Ride for Hire® rideshare insurance will cover your vehicle when you’re waiting for a ride request. Once you pick up a passenger, rideshare insurance may also cover any amount that goes beyond your TNC’s coverage.

Depending on the type of rideshare policy you get, it can help cover:

• Damage to your vehicle
• Damage to your rider’s belongings
• Medical expenses for you and your rider
• Liability
• Uninsured/underinsured motorists

Check with your agent to see what type of rideshare coverage is best for you.

Rideshare insurance helps cover the gap between your personal auto policy's deductible and the TNC policy's deductible.

For example, if your collision coverage deductible is $500, and the TNCs collision coverage deductible is $2,500, the ridesharing endorsement may help pay the $2,000 difference.