1.

Realize you are a target

2.

Protect yourself with a passphase

3.

Think before you click

Did an email or advertisement just pop-up with an offer that sounds too good to be true? It probably is - trust your gut. Emails and communications that offer great incentives for a speedy response or create a sense of urgency such as a problem with your bank account or taxes is likely a scam. Instead of replying, consider contacting the organization directly to clarify if it is legitimate. Does the latest email from your friend, or relative sound out of character? Consider contacting the person directly to confirm the message cam from them.

"If we don't hear by tomorrow your account will be closed" (and you'll notice that the date of "tomorrow" never is listed).

"This offer won't last, order now to ensure"

4.

Don't overshare on social media

Make it harder for scammers to target you by limiting what you share on social medial platforms. Limit what you share publicly, beware of social media quizzes, test and games designed to capture your data. Do not store bank details or credit card information on a social media platform.

5.

Be wary of anyone who rushes a friendship or romance

If someone tries to message or friend you and starts to rush a friendship or romance, slow down. Cyber criminals make their living by building trust in order to obtain funds, so be cautious.

6.

Share photos and videos online with care

Many social media platforms allow you to upload and share photos with your friends and followers or the public. Before you share, check your privacy settings to make sure only people you want can see your photos.

7.

Shop more safely online

It's usually safer to use a credit card when shopping online, as opposed to a debit card. If your card number is stolen, credit card companies typically offer you more protection in cases of fraud. Contact your card issuer for details.

8.

Customize the security settings on your internet connected devices

Change default factory settings of any internet-connect device (Google Home, Smart TV, wifi-enabled lights, etc.), and if you don't use the apps on your devise - disable them. Also be sure to update apps and the devices themselves as software updates may fix bugs or security flaws.

9.

Consider support

If you are feeling out of your depth or unsure, reach out to an adult family member or grandchild who is tech-savvy and willing to help.