The SMS program offers key advantages for both micro business employers and employees.

Advantages for Employers

Low costs – Costs are minimal when employers administer a 100% employee-paid program.
Product options – Employers are able to select plans under each product to build a benefits package that best meets the needs of their employees.
HR recruiting tool – The benefit offerings can be used as an incentive to hire and retain strong talent since they are similar to benefits offered by larger employers.
Improves benefits portfolio – Supplemental benefits are a boost to major medical coverage and add value to an overall benefits package.

Advantages for Employees

Convenience – Employees have access to affordable group rates and convenient payroll deduction through their employer.
Access – In most cases, there are no medical questions to answer and eligibility is unaffected by pre-existing medical conditions.
Coverage options – Coverage is available for individuals and families.
Wellness Benefits – In addition to the supplemental products, financial support may also be available to help pay for preventative care screenings, vaccinations, treatments, and health management programs.

Allstate Benefits wants micro businesses to win. With the SMS program, micro business employers can do more than just fill a position; they can find the right talent for open roles and offer powerful benefit options that protect employees and their families from life's uncertainties. Learn more about SMS by clicking here or by contacting an Allstate Benefits Representative.