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Delivering on the Good Hands

Small Market Solutions from Allstate Benefits

A BIG idea for small business.

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About Small Market Solutions

Research shows that generous employee benefits are a great way to attract and retain employees. And small business owners know how important it is to have a great team of employees supporting them. Small Market Solutions from Allstate Benefits provides a unique portfolio of supplemental benefits products especially designed for the needs of small business - with the same generous coverage details usually reserved for larger employers.

How Small Market Solutions Works

Small Market Solutions is designed specifically for employers with fewer than 249 employees. The Small Market Solutions program offers our most requested, LIMRA-ranked, industry-leading group supplemental products in two competitive packages: one for employers with 3-99 employees, and another for employers with 100-249 employees. Competitive underwriting and streamlined enrollment make it easy to deliver the Good Hands® promise without adding to the business' bottom line.

Small Market Solutions offers:

  • Accident Insurance
  • Critical Illness Insurance
  • Disability Insurance
  • Hospital Indemnity Insurance
  • Life Insurance
Features and benefits
  • Competitive underwriting with Guaranteed Issue, subject to pre-existing condition limitation1
  • Minimal participation requirements
  • Four group supplemental health coverage options and two group life insurance options
  • Streamlined enrollments

Disclaimers and notes

1Although Guaranteed Issue is available, all exclusions and limitations will still apply to coverage issued.

These policies have exclusions and limitations, may have reductions of benefits at specific ages, and may not be available for sale in all states. The policies are underwritten by American Heritage Life Insurance Company, Home Office, Jacksonville, FL. For costs and complete details contact your Allstate Benefits Representative. Allstate Benefits is the marketing name for American Heritage Life Insurance Company, Home Office, Jacksonville, FL.

This coverage does not constitute comprehensive health insurance coverage (often referred to as "major medical coverage") and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.

We are Allstate Benefits

From innovative group health coverage to our industry-leading portfolio of group supplemental insurance products, we have the experience, knowledge and service you need, and a name you know and trust.

Learn more about us

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you're in good hands

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