Allstate Benefits can help your small or mid-size business attract younger workers now, and in the next decade, with our portfolio of cost-effective health benefit options for groups ranging in size from two to 500. We offer the following funding arrangements:

A self-funded program that includes:
- PPO plans that pay benefits for both in-network and out-of-network services, with secured network savings.
- Advantage plans that pay benefits for emergency and in-network services only. Savings come from eliminating the high cost of out-of-network services.
- Reference-based pricing options that pay based on a multiple of the Medicare reimbursement rate (or a derived equivalent), delivering great savings potential.
A fully insured product for groups with two to 50 employees that includes:
- Plans that are fully complaint with the Affordable Care Act. Coverage for medical, pharmacy, pediatric vision, and pediatric dental are included with every plan option.
- PPO plan designs that pay benefits for both in-network and out-of-network services.
- HSA and non-HSA options.

In addition, our self-funded value-added features can help keep costs down and create a more robust benefits package for employees:

Telehealth services, which offers members access to virtual Urgent Care for minor illness and injuries, and virtual Talk Therapy (ages 18+) for mental health counseling services. According to a survey by Harmony Health IT, 41% of Millennials prefer to receive health care virtually.
Group dental and vision plans, which can be paired with most self-funded program plan designs.
Wellness program by Vitality, which helps keep employees engaged and on the path to wellness by tracking and rewarding healthy behaviors.
Activity Tracker Credit Program, which allows employees to connect popular fitness devices, like Fitbit® activity trackers, Garmin® wearables, and the Apple® Health app, to Allstate Benefits at time of enrollment allowing employers to save on health benefits. Use of fitness wearables is growing fastest among Millennial and Gen Z.

Learn more about how Allstate Benefits can help attract and retain the best employees. Call your Allstate Benefits — Group Health sales consultant.