Buying a car can be extremely exciting - and extremely stressful. That's why we've come up with a few car buying tips we hope make your next car buying experience a little less nerve-racking.
Sounds simple, but knowing what you want before you head to the dealership can make a huge difference. Before you hit the lot, try to learn as much as you can about the car you want - visit automaker websites, read consumer reviews, and compare packages. Being well informed might mean the difference between driving home a great deal and just driving home a new car.
If you're trading in your current car, it's probably a good idea to check out a used car price guide like Kelley Blue Book to find out your car's true value before you start negotiating. That way, you can get the best deal on your trade-in AND your new car.
That new car exhilaration is one thing, but make sure you don't get caught up in the moment and end up with a car you can't afford. Remember, the monthly payments are just part of owning a car. When figuring out how much you can realistically spend, consider the price of gas and maintenance expenses like oil changes and new tires. If you're pricing multiple cars, it might also be helpful to research the insurance premium cost for each. Think about setting a target price - these days, it's easy to search online and find out what others have paid for that car you're eyeing.
If you don't think you can keep your emotions in check, many experts suggest bringing along a spouse or friend for support - and to "gut check" your emotions. Keeping calm and collected while you shop could help you get a better deal on your next car.
And don't forget that most states require insurance on your car. We're committed to top-quality, low cost auto insurance - and to making sure you get every auto insurance discount you're entitled to. If you're shopping for affordable auto insurance or trading up from discount insurance, it only takes a few minutes to get a no-obligation quote.
Consider getting pre-approved for a loan beforehand. Getting pre-approval ahead of time means one less thing to think about at the dealership - and you may even find a better rate than you can get at the dealer's.
When buying a used car, accessing the condition of the vehicle might be the most important part of the process. That's why many prospective buyers have a qualified mechanic give the car a professional once-over before buying. You might also want to consult online price guides or browse the classified ads to get a better idea of a vehicle's value. Knowing how much a car's worth can give you a leg up in negotiation process.
Only transfer ownership of the vehicle once you have been paid in full and always ask for a cash payment or wait until a cashier's check has cleared before handing over the keys.
Buying or selling a car doesn't have to be complicated. Neither does choosing the right car insurance. If you're already an Allstate customer, contact your agent with any questions about your auto insurance policy.
If not, get your free get a no-obligation quote and compare Allstate to your current auto insurance. Are you in Good Hands?.