With so many companies offering auto insurance in Wisconsin, how do you choose the car insurance that's right for you? Regardless of where you live in Wisconsin, Allstate offers a wide variety of auto insurance policies, optional insurance coverages and other products for Wisconsin drivers. As your auto insurance needs change, your local Allstate agent will take the time to help you make the right choices. If you have a teen driver, there are many other considerations your local Allstate agent can also help you with. Refer to the WI Graduated Driver Licensing chart below for more information.

For more information on this state, visit the Wisconsin State Information or Wisconsin State Catastrophe page.

Wisconsin Auto Insurance Coverage Scale

Allstate can help you decide how much auto insurance coverage is right for you. Each state, including Wisconsin, has different minimum required auto insurance coverage levels, as shown in the chart below. Use this chart to learn more about Wisconsin's required coverage levels and the most common car insurance coverages.


	Coverage		State Requirements	Most Common

	Bodily Injury Liability		50,000/100,000	100,000/300,000

	Property Damage Liability		15,000	100,000

	Uninsured Motorist Bodily Injury		100,000/300,000	100,000/300,000

	Medical Payments		Not required	5,000

	Collision		Not required*	500 deductible

	Comprehensive		Not required*	0 deductible

	Underinsured Motorist Bodily Injury		100,000/300,000	100,000/300,000

Wisconsin Graduated Driver Licensing

If you have a teen driver, you should know about Graduate Driver Licensing (GDL). GDL laws are one of the few things that have been shown to save teen lives. Protect your teen driver by reviewing these GDL laws with them and use them to form driving rules that help keep your teen driver safe.


	Minimum Entry Age (Optimal: 16)			15 years, 6 mo
	Minimum Entry Age (Optimal: 16)			15 years, 6 mo

	Extended Learner Period (Optimal: at least 6 months)			Has optimal provision

	Parent Certification (Optimal: 30 hours minimal)			Has optimal provision

	Night Restriction (Optimal: 9 or 10 p.m.)			Has the provision but it is not optimal

	Passenger Restriction (Optimal: No teenager passengers or only one-family excepted)			Has optimal provision

	Minimum exit age/ Minimum age at which restrictions are lifted (Optimal: 18)			16 years, 9 mo.

Get more information and learn about teen driving research, facts, tips, driving laws, and teen driving programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Illinois, Minnesota, Iowa, Michigan

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Wisconsin. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.

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Auto Insurance Coverages

Wisconsin Auto Insurance Coverage Scale

Wisconsin Graduated Driver Licensing

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