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Arizona auto insurance
Auto insurance guide for Arizona
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Arizona
Auto Insurance Coverages
It doesn’t matter if you live in Tucson, Scottsdale, Flagstaff or Tuba City with so many companies offering auto insurance in Arizona, how do you choose the auto insurance that's right for you?  There are a wide variety of car insurance policies, optional insurance coverages and other products available in Arizona, and as your auto insurance needs change, your local agent will take the time to help so you can make the choices that are right for you. And if you have a teen driver, there are many other considerations.  See the Graduated Driver Licensing chart below.
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Arizona Coverage Scale
Only you can decide what auto insurance coverages are right for you in Arizona.  But the chart below provides a possible starting point for understanding the Arizona-required and most common car insurance coverages.
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Coverage
State Requirements
Most Common
Bodily Injury Liability
15,000/30,000*
100,000/300,000
Property Damage Liability
10,000*
25,000
Uninsured Motorist Bodily Injury
Not required*
15,000/30,000
Medical Payments
Not required*
5,000
Collision
Not required*
500 deductible
Comprehensive
Not required*
0 deductible
Arizona Graduated Driver Licensing
Arizona has its own variation of Graduated Driver Licensing, and they are one of the few things that have been proven to save teen lives.  You and your teen should become familiar with Arizona laws, and at the very least, you should use these laws to form the baseline for the rules you set for your teen driver.
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Insurance Institute for Highway Safety Rating
Poor
Minimum Entry Age
(Optimal: 16)
14
Extended Learner Period
(Optimal: at least 6 months)
Has optimal provision
Parent Certification
(Optimal: 30 hours minimal)
Has optimal provision
Night Restriction
(Optimal: 9 or 10 p.m.)
Has the provision
but it is not optimal
Passenger Restriction
(Optimal: only 1 non-family member)
Has optimal provision
Minimum Exit Age
(Optimal: 18)
17
For additional guidelines, click here to download a sample Parent-Teen Driving Agreement to help you and your teen reach an understanding. Take time to learn more about teen driving research, tips, driving laws, programs and teen driving facts.
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Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone. 
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Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Alaska, Alabama, Arizona, Arkansas, California,Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington, D.C., West Virginia, Wisconsin, Wyoming

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Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Arizona.
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