Whether you live in Huntsville, Birmingham, Montgomery or Fort Deposit, with so many companies offering auto insurance in Alabama, how do you know what car insurance is right for you? Allstate offers a variety of auto insurance policies, optional insurance coverages and many other products available in Alabama. As your auto insurance needs change, you local Allstate agent can work with you to help you make the right choices. If you have a teen driver, there are other considerations such as Alabama' Graduated Driver Licensing laws (see chart below).

For more information on this state, visit the Alabama State Information or Alabama State Catastrophe page.

Alabama Auto Insurance Coverage Scale

Alabama auto insurance coverage requirements can be different from other states. The chart below provides a good starting point for learning about the Alabama required auto insurance coverage levels and the most common car insurance coverages to make your choice easier.


	Coverage		State Requirements	Most Common

	Bodily Injury Liability		25,000/50,000	100,000/300,000

	Property Damage Liability		25,000	50,000

	Uninsured Motorist Bodily Injury		Not required	20,000/40,000

	Medical Payments		Not required	2,000

	Collision		Not required	500 deductible

	Comprehensive		Not required	0 deductible

Alabama Graduated Driver Licensing

Help keep your teen driver safe on the road by reviewing the Alabama Graduated Driver Licensing (GDL) laws with them. Alabama has its own variation of GDL laws that have been proven to save teen lives. We suggest you use these laws to form driving rules for your teen.


	Minimum Entry Age (Optimal: 16)			14
	Minimum Entry Age (Optimal: 16)			14

	Extended Learner Period (Optimal: at least 6 months)			Has optimal provision

	Parent Certification (Optimal: 30 hours minimal)			Has no provision

	Night Restriction (Optimal: 9 or 10 p.m.)			Has provision, but is not optimal

	Passenger Restriction (Optimal: No teenager passengers or only one-family excepted)			Has optimal provision

	Minimum exit age/ Minimum age at which restrictions are lifted (Optimal: 18)			18

Help protect your teen by taking time to learn more about teen driving research, facts, tips, driving laws, and programs.

Click here to get an auto insurance quote. Or, you can call 1-866-621-6900 to quote over the phone.

Click on the state listed below to learn more about teen driving rules and insurance coverages in that state.
Florida, Georgia, Louisiana, Mississippi, Tennessee

Coverage limits/deductibles identified as "most common" in the chart above are the most popular limits/deductibles selected by Allstate Insurance Company policyholders in Alabama. Please note state minimums may change from time to time. Check with your state if you have additional questions about current state minimum.

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Auto Insurance Coverages

Alabama Auto Insurance Coverage Scale

Alabama Graduated Driver Licensing

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