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Life Insurance Made Simple

Learn about life insurance policies in this easy-to-understand guide.

Welcome

Whether you're a current customer of ours or thinking about buying life insurance, we appreciate that you've come to Allstate.

This site is designed to help you better understand life insurance by providing you with information in a simple and easy-to-understand way.

Bring good to life. From giving back to those around us, to helping rebuild after catastrophes, we're committed to making a difference. See how.

Life Insurance Tools & Resources

Term Life Insurance 101
Permanent Life Insurance 101
5 Uses for Life Insurance Benefits
What is a Life Insurance Beneficiary?
CALCULATOR: How Much Life Insurance
Do I Need?
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Get To Know More About Term Life Insurance

Explore how you can help protect the ones you love with term life insurance.

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Learn About Permanent Life Insurance

See what benefits a permanent life insurance policy may offer.

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Answers to Frequently Asked Questions

Get answers to common questions about term and permanent life insurance policies.

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Filing A Claim

Get step-by-step instructions on how to file a life insurance claim.

Please note that this website is only a summary of life insurance, written to illustrate in general terms how a policy works. A life insurance policy, is the legal contract that contains the terms and limitations of your policy. You should carefully review the contents of your policy. All products and coverages are subject to availability and limitations. The issuing insurance company is not responsible, as parent, for the obligations of Allstate Life Insurance Company of New York.

All guarantees are based on the claims-paying ability of the issuing insurance company.

Certain property and casualty insurance offered through Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company: Northbrook, IL; Allstate County Mutual Insurance Company: Irving, TX; Allstate New Jersey Insurance Company: Bridgewater, NJ. Life insurance issued by Allstate

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA and SIPC. Main Office: 2920 South 84th St., Lincoln, NE 68506, 877-525-5727. Check the background of this firm on FINRA's BrokerCheck website.

Life insurance offered through Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; Lincoln Benefit Life Co., 1221 N St. Ste 200, Lincoln NE 68508; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance offered through Allstate Life Insurance Company of New York, Hauppauge NY.

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