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When Should I Talk to an Insurance Agent?

Published: February 2016

In an era when nearly everything can be purchased online, choosing the right insurance policy takes more than just the click of a button. Doing research online is a great place to start, but there's value in the face-to-face conversations that come with meeting with an insurance agent. An insurance agent who lives and works in your community can help you choose the insurance coverage that suits your needs.

Young couple reviewing paperwork with an insurance agent.


An Allstate agent can answer coverage questions and help you find ways to protect what matters most.

Find an agent

Your relationship with your agent doesn't end when you purchase a policy. Agents are there to provide quick answers when you need to update your policy or when you have an unexpected change in your life. So, when is it a good idea to contact your agent? No matter what type of policy you have, here are some situations where your agent may be a great resource.

Car Insurance

Home Insurance

Renters Insurance

Whether you just graduated college or are downsizing after retirement, here are some of the frequently asked questions your agent can help answer about renters insurance:

Life Insurance

If you're considering buying life insurance — or if you have questions about an existing policy — an agent consultation may be beneficial. From the difference between term and permanent policies to buying a policy separate from your employer's, here are some of life insurance basics that an agent can help with:

When it comes to consulting your insurance agent, don't be afraid to ask questions — that's what they're there for! The more you know, the more you may get out of your insurance policies.

Related Resources:

This content is for informational purposes only and may not be applicable to all situations.

Coverage subject to terms, conditions, and availability. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. © 2020 Allstate Insurance Company, Northbrook, IL.

This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Direct General Life Insurance Co., 911 Chestnut Street, Orangeburg SC 29115 and American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.
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