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Tips for Buying and Insuring a New Home

Published: October 2016

Regardless of whether you're a first-time homebuyer or a previous homeowner looking for a new place, the house-hunting process typically involves a number of important decisions. For instance, how do you find a good real estate agent? How much can you afford to pay for your home and monthly mortgage? And, once you've committed to spending your hard-earned money on a home, how might homeowners insurance help protect your investment?

The following resources may help arm you with the knowledge you need to make educated decisions as you navigate the homebuying process.

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Am I Ready to Buy a Home?

First things first. Are you really ready to buy a new home? And, if you are, where do you begin? From making sure house payments and other related expenses are in your budget to getting pre-approved for a mortgage, a little preparation can go a long way.

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Helpful House-Hunting Tips

When it comes to choosing your new home, there's more to it than making an offer and moving in. Many steps are involved in the homebuying process. Do you know where to begin? From finding the right location to getting the keys at your closing, it's a good idea to know what to expect as you embark on your journey to homeownership.

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Mortgage Budgeting Tools

If you're buying a home, money may be at the top of your mind. How large should your down payment be? How much will your monthly mortgage cost? How might making extra payments now help save you money later? Doing a little homework in advance may help you determine how much you're able to afford when it comes to financing your home.

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Homeowners Insurance Basics

As you prepare to buy a new home, it's a good idea to understand how homeowners insurance may help protect your investment. From comparing homeowners insurance quotes to learning how you may benefit from a policy's different protections, there are many things to consider when choosing your coverages.

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Moving and Insurance

Homeowners insurance may help provide important protections for your home and belongings, but did you know coverage may begin before you even move in? You'll typically find that you're required to have proof of homeowners insurance at your closing. Plus, having homeowners insurance in place before you move in may help protect your future home and your belongings before and during your move.

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You'll face a lot of decisions when it comes to buying and insuring a home. By educating yourself about the homebuying process and understanding how homeowners insurance may help protect your investment, you'll be better prepared to make the important choices ahead.

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This content is for informational purposes only and may not be applicable to all situations.

Coverage subject to terms, conditions, and availability. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. © 2020 Allstate Insurance Company, Northbrook, IL.
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