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Flood Safety Tips & Insurance Information

Read up on flood insurance, what it covers and how to buy a policy. Then, get flood safety tips to help protect your family and home if a flood occurs.

Flooded neighborhood road.

Flood Insurance At A Glance

Floods can happen anywhere. But, did you know a homeowners insurance policy doesn't typically cover floods? Get the basics on flood insurance and learn when it may be required, what it does (and doesn't) cover and how you can purchase it.


An Allstate agent can answer coverage questions and help you find ways to protect what matters most.

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Video: What Is Flood Insurance?

A flood insurance policy typically provides two types of coverage: building property coverage and personal contents coverage. Watch this video to learn more.

Flood Safety Resources

Learn the truth about floods and get tips to help protect yourself, your family and your home in case your area experiences flooding.

Flooding 101: Download Our Guide on Floods and Flood Insurance

Download guide

Featured Resources: Hurricanes and Flooding

Palm trees blowing in the wind during a storm.

Hurricane Flooding: Why It Occurs And How To Prepare

Live in a hurricane-prone area? Learn three ways hurricanes can cause flooding and get tips to help you prepare your home and keep your family safe.

Waves splashing over a wall during a storm.

Storm Surge: What Is It And What Are The Effects?

Hurricanes can produce storm surges, which may put your home at risk for flooding. Here's what to know about where storm surges can occur and their effects.

More Resources Recommended For You

This content is for informational purposes only and may not be applicable to all situations.

Subject to National Flood Insurance Program terms, conditions and availability. The National Flood Insurance Program (NFIP) is managed by the Federal Emergency Management Agency (FEMA), a component of the U.S. Department of Homeland Security (DHS). NFIP flood policies are underwritten by the federal government and sold and administered by private insurance companies like Allstate through the Write Your Own (WYO) Program. © 2020 Allstate Insurance Company, Northbrook, IL.
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