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Planning your big day? Wedding costs can really add up.
That's why it's important to consider special event insurance to help protect you from financial loss, and give you greater peace of mind.
Special event insurance, sometimes called wedding insurance, typically comes in two types of coverage: Event cancellation coverage and event liability protection.
Event cancellation coverage helps reimburse certain costs if your wedding needs to be canceled or postponed for reasons like:
- Weather that prevents the majority of your guests from attending...
- A serious illness to the couple or a member of their immediate family...
- Or if the bride or groom is called for military deployment.
And, if you have to reschedule your reception due to certain unforeseen circumstances, it may help reimburse you for deposits you already paid to the venue or caterer.
Event cancellation coverage may also help cover:
- Lost or damaged photographs, videos and gifts
- Reimbursement if your photographer doesn't show up
- And repair or replacement costs for your wedding attire and rings.
You can also purchase event liability coverage, which helps cover costs if you're found legally responsible for someone's injury at your event or damage to the venue.
Generally limited to a 24- to 48-hour period, this type of coverage helps protect the rehearsal dinner, wedding ceremony and reception, as well as set-up and removal within 24 hours of the event.
Keep in mind that it's a good idea to purchase event insurance as soon as you start incurring costs, as there may be time restrictions on when you can get a policy. Your insurance agent can explain when you need to have coverage in place and the protection it provides.
Want to learn more? Contact a local Allstate agent to see how special event insurance can help make protecting your wedding a piece of cake.
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This information is for informational purposes only and may not be applicable to all situations.© 2019 Allstate Insurance Agency, Northbrook, IL