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  3. Disaster Insurance Coverage


Disaster Insurance Coverage Tools & Resources

Disaster can strike when you least expect it. Here's a look at how insurance may help protect you and your home or automobile in certain situations.

Sand bags blocking flood water.

Do I Need Flood Insurance?

Homeowners insurance typically does not cover flood damage, but you may be able to purchase a separate flood insurance policy. Here's some helpful information about flood insurance and how it may help protect you.

Flood water around houses.

Flood Insurance At A Glance

Ceiling water damage.

Does Homeowners Insurance Cover Water Damage?

Palm trees in wind.

Does Homeowners Insurance Cover Hurricane Damage?

Flood.

Ask an Agent: Is a Flood Covered by Home Insurance?

Water damage.

Does Car Insurance Cover Water Damage?

Washing machine with the lid open.

Does Renters Insurance Cover Water Damage?

Pulling up carpet padding in home.

Flood Coverage, Claims And Cleanup: Frequently Asked Questions

Two people walking with arms around each other.

Disaster Help Center

Insurance Coverage for Storm Damage

Learn about some of the insurance coverages that may help you recover if your home is damaged by Mother Nature.

Storm clouds over house.

Related Content

YOU CAN COUNT ON A LOCAL AGENT.

An Allstate agent can answer coverage questions and help you find ways to protect what matters most.

Find an agent

More Resources

Fire burning in a home's fireplace.

Does Homeowners Insurance Cover Fire Damage?

Wildfire.

Does Homeowners Insurance Cover Wildfires?

Fallen tree in a home's front yard.

Does Homeowners Insurance Cover Tornado Damage?

Roof of a house.

Does Homeowners Insurance Cover Roof Damage?

Blue car with dents in hood from hail damage.

Does Car Insurance Cover Hail Damage?

Home damaged by earthquake.

Is Earthquake Damage Covered By Your Homeowners Insurance?

Tree fallen on white car.

Does Car Insurance Cover Tree Damage?

This content is for informational purposes only and may not be applicable to all situations.

Subject to National Flood Insurance Program terms, conditions and availability. The National Flood Insurance Program (NFIP) is managed by the Federal Emergency Management Agency (FEMA), a component of the U.S. Department of Homeland Security (DHS). NFIP flood policies are underwritten by the federal government and sold and administered by private insurance companies like Allstate through the Write Your Own (WYO) Program. © 2019 Allstate Insurance Company, Northbrook, IL.

Coverage subject to terms, conditions, and availability. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. © 2020 Allstate Insurance Company, Northbrook, IL.
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