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Life Insurance Made Simple: Covering Debt

Published: May 2016

Video Transcript

LIVE ACTION SEGMENT — ACTOR PLAYED

A couple sits at their kitchen table, opening their mail.

Michelle: Bill, bill, bill, another 20% off coupon for that home improvement store…

Cut to Ryan

Ryan: Those coupons come, like, twice a week.

Michelle: …another bill…

Ryan: All we get are bills, Michelle! Doesn't anyone send cards or letters anymore? We're losing the art of communication.

Michelle: Ryan, we don't send cards or letters.

Ryan: Good point. But that's by choice!

Michelle: We're going to be paying down these credit card balances literally until the day we die.

Ryan: Who'll be responsible for paying them all off? — oh, and the jet ski — if something were to happen to one of us?

Michelle: (Raises her eyebrows) Excuse me? We have a jet ski?


ANIMATION SEGMENT — Segue in from live action open

While racking up debt isn't a good idea, it's common. So if something should happen to Ryan… or Michelle, the family would be left with a lot to pay off… and what's even worse, they wouldn't be able to count on the other's paycheck anymore! Life insurance lets Ryan and Michelle enjoy life without worrying about how the family would replace income, pay down credit card balances, and eliminate student loan debt should one of them pass away. So now they can focus on happier things.


LIVE ACTION SEGMENT — ACTOR PLAYED

Resolution:

Ryan stands proudly, wearing swim trunks and beach gear.

Ryan: Come on honey, let's launch that jet ski and take it for a spin!

Michelle struts past Ryan.

Michelle: Ok, I'll pull the truck around.

Ryan: (dumbfounded) Truck? We have a truck?


End Frame:

Protect your family from debt. Contact your local Allstate Agency today.


Disclosure:

Subject to terms, conditions and availability. Life insurance offered through Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; Lincoln Benefit Life Co., 1221 N St. Ste 200, Lincoln NE 68508; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance offered through Allstate Life Insurance Company of New York, Hauppauge NY.

© 2016 Allstate Insurance Co.

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Life insurance offered through Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; Lincoln Benefit Life Co., 1221 N St. Ste 200, Lincoln NE 68508; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance offered through Allstate Life Insurance Company of New York, Hauppauge NY.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727. Check the background of this firm on FINRA's BrokerCheck website.
ECC Monitor: OK