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Life Insurance Made Simple: Protecting What Makes Your House a Home

Published: May 2016

Video Transcript

LIVE ACTION SEGMENT — ACTOR PLAYED

Eric is hanging a picture among a gallery of extended family photos in their front hallway.

Megan: Ok Eric, a little to the left… hmmm… try a little to the right… no, my right.

Eric is starting to show signs of frustration

Megan: Perfect!

Eric: Thank you very much. (My body is my temple.) But what about the photo?

Megan: Ha. Ha. Can't imagine this room without it.

Eric: Can't imagine the pictures in any other home.

Megan: Aww…

Megan and Eric look at each other.

Eric: (suspiciously) What?

Megan: Eric, could the kids and I afford to stay in the house if you should die?

Eric: "If" I should… ? No worries… I'm gonna live forever (playfully sings in the Fame theme song melody to lighten up the topic).

Megan: Seriously.

Eric: (shrugs giving in to Megan's serious tone) Well… probably not without some help.

They turn to each other, excited

Both: Uncle Phil!

Eric rubs his finger together, as in "He's filthy rich."

Without skipping a beat Megan removes a picture.


ANIMATION SEGMENT — Segue in from live action open

Eric and Megan may not want to rely too much on rich Uncle Phil's generosity. Instead they should consider a Term life insurance policy, just in case Eric passes away before their mortgage is paid off. It's pretty simple. They can cover the balance of their 23-year $200k mortgage with a custom fit 23-year Term life insurance policy. It's usually very affordable, and it's guaranteed as long as they pay their premiums. And unlike typical mortgage protection insurance, term life insurance pays the full death benefit that was set when the policy was bought, no matter how much the mortgage balance is. It pays the family, not the bank—to help them get back on their feet, whatever they need. It's more than mortgage protection, it's protection for their family's financial future..


LIVE ACTION SEGMENT — ACTOR PLAYED

Resolution:

Megan hangs rich Uncle Phil's photo is in the middle of the gallery. It's comically bigger than all other photos. It shows rich Uncle Phil with a trophy wife, jewelry, etc.

Eric & Megan almost entranced staring at rich Uncle Phil's photo…

Eric: Life insurance, huh? Why don't we leave Uncle Phil right here in the middle anyway…

Michelle struts past Ryan.

Megan: (still staring) Yeah…might be good for a few extra points when he drops in for the holidays…

Eric shoots Megan a suspicious look


End Frame:

Protect your family from debt. Contact your local Allstate Agency today.


Disclosure:

Subject to terms, conditions and availability. Life insurance offered through Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; Lincoln Benefit Life Co., 1221 N St. Ste 200, Lincoln NE 68508; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance offered through Allstate Life Insurance Company of New York, Hauppauge NY.

© 2016 Allstate Insurance Co.

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Life insurance offered through Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; Lincoln Benefit Life Co., 1221 N St. Ste 200, Lincoln NE 68508; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance offered through Allstate Life Insurance Company of New York, Hauppauge NY.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727. Check the background of this firm on FINRA's BrokerCheck website.
ECC Monitor: OK