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Life Insurance Made Simple: Leaving a Legacy

Published: May 2016

Video Transcript

LIVE ACTION SEGMENT — ACTOR PLAYED

A couple sits in low-tech, outdated running gear. Michelle does some light stretching while Ryan sips on a coffee and stares off into the horizon with an introspective look on his face.

Ryan: Honey, what's my legacy going to be?

Michelle: (laughing to self) Your "legacy"? Bowling league champ, above average speller, frequently injured sports enthusiast…

Ryan: No, I mean what can we leave so that our kids, grandkids… their kids… remember us? If anything happens to me, I want to make sure my life insurance policy goes the distance for them.

Michelle: Oh, you mean your term life insurance policy that's about to expire?

Ryan: (sarcastic) Ha. Ha. Very Funny. (suddenly serious) Really… already?

Michelle: Yeah, really. Oh! So you don't want your cheetah-like speed to be the only thing they inherit?


ANIMATION SEGMENT — Segue in from live action open

People don't just automatically get money when a family member dies. It comes from an inheritance or thru careful planning and life insurance. And while Term insurance is great for protecting people for a specific time — like until kids are thru college or a mortgage is paid off — most people want life insurance for their entire lives… That's why there's permanent insurance… so you can be guaranteed to leave money to those who matter most to you no matter when you go.

Ryan and Michelle want the kids to carry on financially long after they're gone. And now that Ryan's Term Life insurance policy is reaching the end of its coverage period, permanent life insurance protection can ensure he leaves the legacy he and Michelle dream of.

It's all about guarantees for the rest of their lives and beyond.


LIVE ACTION SEGMENT — ACTOR PLAYED

Resolution:

Michelle: (playfully) There's my guy!

Ryan: (very winded, gasping for air) Good… warm… up… Michelle.

Michelle: Great! I hope you don't end up inheriting my dust.

Michelle speeds off.

Ryan starts running but gets a leg cramp, this time in the other leg.

Ryan: (frustrated, wincing) Come on, really?!!!???


End Frame:

Create your legacy with life insurance. Contact your local Allstate Agency today.


Disclosure:

Subject to terms, conditions and availability. Life insurance offered through Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; Lincoln Benefit Life Co., 1221 N St. Ste 200, Lincoln NE 68508; AmRyanan Heritage Life Ins. Co., 1776 AmRyanan Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance offered through Allstate Life Insurance Company of New York, Hauppauge NY.

© 2016 Allstate Insurance Co.

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Life insurance offered through Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; Lincoln Benefit Life Co., 1221 N St. Ste 200, Lincoln NE 68508; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance offered through Allstate Life Insurance Company of New York, Hauppauge NY.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727. Check the background of this firm on FINRA's BrokerCheck website.
ECC Monitor: OK