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Life Insurance Made Simple: Income Replacement

Published: May 2016

Video Transcript

LIVE ACTION SEGMENT — ACTOR PLAYED

Michelle and Ryan are watching birds nesting.

Michelle: Look, there's daddy bird, baby birds, and…

Ryan: Wait…where's the mama bird?

Both look at each other.

Michelle: What happens if mommy bird doesn't come back?

Ryan: Who would bring them worms to eat? Twigs for the nest?

Michelle: Who would take them to birdie gymnastics class???

Ryan: How are they going to get by without a mama?

Michelle: They'd have to survive on a "wing and a prayer!"

Without looking at each other, they hi-5.


ANIMATION SEGMENT — Segue in from live action open

Hey, it happens, but unlike birds, if Michelle were to die, her paycheck would stop and Ryan and the kids would be in some pretty dire straits. But if they buy the right amount of life insurance, Ryan could keep the equivalent of Michelle's paycheck coming in for years to come while helping the family get back on their feet.

With lower-cost term life insurance, Michelle can be covered until her planned retirement age. Or with a permanent insurance policy, like Whole Life or Universal Life, she can guarantee protection for her entire lifetime, and build cash value that can be borrowed or withdrawn if she ever needs it.

Life insurance is the most reliable way to keep money coming into the nest.


LIVE ACTION SEGMENT — ACTOR PLAYED

Resolution:

Michelle: Life insurance? That's a-viary good solution!

Ryan: Toucan play that game!

Their laughter heightens with each pun until Michelle falls off screen. Ryan, looks down, concerned, and after a pause…

Michelle : (off camera) Owl be right back!

They both cackle with laughter. Ryan also falls off screen.

Ryan: Hope you're tweeting this! (cackling continues)


End Frame: Protect your income and your family. Contact your local Allstate Agency today.


Disclosure:

Loans or partial withdrawals can reduce the policy's cash value and death benefit, can increase the possibility of policy lapse and may result in a tax liability. Consult a tax advisor for additional information on the tax treatment of loans or withdrawals from a life insurance policy.

Subject to terms, conditions and availability. Life insurance offered through Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; Lincoln Benefit Life Co., 1221 N St. Ste 200, Lincoln NE 68508; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance offered through Allstate Life Insurance Company of New York, Hauppauge NY.

© 2016 Allstate Insurance Co.

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Life insurance offered through Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; Lincoln Benefit Life Co., 1221 N St. Ste 200, Lincoln NE 68508; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance offered through Allstate Life Insurance Company of New York, Hauppauge NY.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727. Check the background of this firm on FINRA's BrokerCheck website.
ECC Monitor: OK