Back to top
Landlord Insurance Made Simple at Allstate.
Smart Search Smart Search
  Try Smart Search An intelligent search tool to help you find the info you're looking for. Try it now
Smart Search
< Start Over Welcome to Smart Search Quickly locate tools, tips, resources, insurance information and more. Smart Search For example: car insurance tips or common claims Popular Searches


An Overview of Landlords Insurance

As a landlord, you are now faced with unique risks, and you
may need more protection than an average homeowners
policy provides.

This section of the guide summarizes key information
about landlords insurance including:

  • Dwelling Protection
  • Deductibles
  • Other ways you're protected
  • What may not be covered
  • Optional protection you can buy
  • Claims

As a landlord, you are now faced with unique risks, and you may need more protection than an average homeowners policy provides.

This section of the guide summarizes key information about landlords insurance including:

  • Dwelling Protection
  • Deductibles
  • Other ways you're protected
  • What may not be covered
  • Optional protection you can buy
  • Claims
A house showing areas where Landlord insurance will cover.

A. Personal Property protects appliances and other assets that are used in connectin with their rental property. However, it doesn't cover your tenant's possessions.

Fair Rental Income helps cover the rental income that you lose if your property is uninhabitable because of a covered loss, up to policy limits.

B. Your Dwelling is the actual rental property that's covered under your policy, including structures such as a deck or porch that are attached to the property.

C. Other Structures are covered under your policy and include buildings such as a garage or storage shed that are separate from the house.

Questions? Want to make changes to your coverage? Call your local Allstate Agent or 1-800-ALLSTATE.

ECC Monitor: OK