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Deductibles

When you file a claim for a covered loss, you
may be responsible for a set amount, called a
deductible, to repair or replace whatever is
damaged or stolen.

Example: A fire starts in the rental property
and burns the walls, causing $5,000 worth
of damage.

More about deductibles.

  • Not all coverages will have a deductible. However, a deductible will always apply to Dwelling, Other Structures and
    Personal Property coverages.
  • The amount of any deductible will be shown on your Policy Declarations next to the coverage.
  • In most cases, you choose the deductible from a range of options. A higher deductible usually means a lower
    insurance premium.

When you file a claim for a covered loss, you may be responsible for a set amount, called a deductible, to repair or replace whatever is damaged or stolen.

Example: A fire starts in the rental property and burns the walls, causing $5,000 worth of damage.

A candle starts a fire, know how much deductibles will cost the landlord.

More about deductibles.

  • Not all coverages will have a deductible. However, a deductible will always apply to Dwelling, Other Structures and Personal Property coverages.
  • The amount of any deductible will be shown on your Policy Declarations next to the coverage.
  • In most cases, you choose the deductible from a range of options. A higher deductible usually means a lower insurance premium.

Questions? Want to make changes to your coverage? Call your local Allstate Agent or 1-800-ALLSTATE.

ECC Monitor: OK