Back to top
Homeowners Insurance Made Simple
Smart Search Smart Search
  Try Smart Search An intelligent search tool to help you find the info you're looking for. Try it now
Smart Search
< Start Over Welcome to Smart Search Quickly locate tools, tips, resources, insurance information and more. Smart Search For example: car insurance tips or common claims Popular Searches


Personal Property Coverage Limits

Some categories of personal property have a maximum dollar limit that
Allstate will pay a policyholder in case of damage or loss. Within these
categories, there may also be a limit per single item.

Example: A homeowner has a $2,500 limit for all of the jewelry she owns,
with a $1,000 limit per single item.

Note: This is just an example. Your actual limits may vary.

You can increase your limits.

If you have valuable belongings*, it may be a good idea to increase your
protection. Just call your local Allstate Agent or 1-800-ALLSTATE.

If you've already added increased protection for your personal property, it
will be listed on your Allstate Policy Declarations under Coverage and
Applicable Deductibles or under the Scheduled Personal Property section.

Download Allstate's free Home Inventory Tool.

Some categories of personal property have a maximum dollar limit that Allstate will pay a policyholder in case of damage or loss. Within these categories, there may also be a limit per single item.

Example: A homeowner has a $2,500 limit for all of the jewelry she owns, with a $1,000 limit per single item.

An example of limits of the amount of jewelry is covered under personal property coverage.

Note: This is just an example. Your actual limits may vary.

You can increase your limits.

If you have valuable belongings*, it may be a good idea to increase your
protection. Just call your local Allstate Agent or 1-800-ALLSTATE.

If you've already added increased protection for your personal property, it will be listed on your Allstate Policy Declarations under Coverage and Applicable Deductibles or under the Scheduled Personal Property section.

Download Allstate's free Home Inventory Tool.

* Personal Property is an insurance term that includes most of the contents of your home. Throughout this website, when we refer to belongings or items, we assume it's Personal Property that is covered under your policy.

Questions? Want to make changes to your coverage? Call your local Allstate Agent or 1-800-ALLSTATE.

ECC Monitor: OK