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Homeowners Insurance Made Simple


Dwelling & Other Structures

Your home may be your most important asset.
An Allstate homeowners policy protects it in two ways:

  • Dwelling Protection

    covers the home you live in
    and other structures attached to it such as a garage,
    porch or deck.
  • Other Structures Protection

    covers other buildings
    on your property that are separate from your home
    such as a stand-alone garage or a shed.

Allstate homeowners insurance typically covers a range of perils, such as:

  • Theft
  • Fire and smoke
  • Windstorm or hail
  • Falling objects
  • Freezing of plumbing
  • Car crash into home
  • Water damage from plumbing, furnace/AC or water heater
Click here to see the most Common & Costly Claims where you live.

Your home may be your most important asset. An Allstate homeowners policy protects it in two ways:

  • Dwelling Protection

    covers the home you live in and other structures attached to it such as a garage, porch or deck.

  • Other Structures Protection

    covers other buildings on your property that are separate from your home such as a stand-alone garage or a shed.

A home being built.

A. If your home or garage is damaged, your homeowners insurance can help you repair or replace it..

Allstate homeowners insurance typically covers a range of perils, such as:

  • Theft
  • Fire and smoke
  • Windstorm or hail
  • Falling objects
  • Freezing of plumbing
  • Car crash into home
Click here to see the most Common & Costly Claims where you live.

Questions? Want to make changes to your coverage? Call your local Allstate Agent or 1-800-ALLSTATE.

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