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Homeowners Insurance Made Simple


Deductibles

When you file a claim for a covered loss, you
may be responsible for a set amount, called a
deductible, to repair or replace whatever is
damaged or stolen.

Example: A candle falls in the living room and
starts a fire. It will cost $5,000 to replace the
damaged furniture and drapes.

More about Allstate deductibles.

  • Not all coverages have a deductible
  • A deductible will always apply to Dwelling, Other Structures and Personal Property coverages
  • If a coverage has a deductible, it will be shown on your Policy Declarations next to the coverage
  • When available, choosing a higher deductible usually means a lower insurance premium

When you file a claim for a covered loss, you may be responsible for a set amount, called a deductible, to repair or replace whatever is damaged or stolen.

Example: A candle falls in the living room and starts a fire. It will cost $5,000 to replace the damaged furniture and drapes.

A candle falls and causes a fire. A homeowner is responsible to pay the deductible.

More about Allstate deductibles.

  • Not all coverages have a deductible
  • A deductible will always apply to Dwelling, Other Structures and Personal Property coverages
  • If a coverage has a deductible, it will be shown on your Policy Declarations next to the coverage
  • When available, choosing a higher deductible usually means a lower insurance premium

Questions? Want to make changes to your coverage? Call your local Allstate Agent or 1-800-ALLSTATE.

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