Back to top
Homeowners Insurance Made Simple
Smart Search Smart Search
  Try Smart Search An intelligent search tool to help you find the info you're looking for. Try it now
Smart Search
< Start Over Welcome to Smart Search Quickly locate tools, tips, resources, insurance information and more. Smart Search For example: car insurance tips or common claims Popular Searches


Deductibles

When you file a claim for a covered loss, you
may be responsible for a set amount, called a
deductible, to repair or replace whatever is
damaged or stolen.

Example: A candle falls in the living room and
starts a fire. It will cost $5,000 to replace the
damaged furniture and drapes.

More about Allstate deductibles.

  • Not all coverages have a deductible
  • A deductible will always apply to Dwelling, Other Structures and Personal Property coverages
  • If a coverage has a deductible, it will be shown on your Policy Declarations next to the coverage
  • When available, choosing a higher deductible usually means a lower insurance premium

When you file a claim for a covered loss, you may be responsible for a set amount, called a deductible, to repair or replace whatever is damaged or stolen.

Example: A candle falls in the living room and starts a fire. It will cost $5,000 to replace the damaged furniture and drapes.

A candle falls and causes a fire. A homeowner is responsible to pay the deductible.

More about Allstate deductibles.

  • Not all coverages have a deductible
  • A deductible will always apply to Dwelling, Other Structures and Personal Property coverages
  • If a coverage has a deductible, it will be shown on your Policy Declarations next to the coverage
  • When available, choosing a higher deductible usually means a lower insurance premium

Questions? Want to make changes to your coverage? Call your local Allstate Agent or 1-800-ALLSTATE.

ECC Monitor: OK