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Allstate coverages at a glance

The type and amount of coverage you're required to have varies by state. To see your state
requirements, click here.

Coverage Required
or Optional?
Most Common
Add-ons
Deductible
May Apply
Bodily Injury Liability Required    
Property Damage Liability Required   Varies by State & Product
Uninsured/Underinsured Motorist Varies by State Yes  
Collision Coverage Optional Yes Yes
Comprehensive Coverage Optional Yes Yes
Automobile Medical Payments
(or Personal Injury Protection
Varies by State Yes  
Towing & Labor Costs Optional    
Rental Reimbursement Optional    
Sound System Coverage Optional    

Your Allstate Policy Declarations shows the coverages you've chosen, along with
deductibles and limits — which is the maximum amount Allstate will pay.

The type and amount of coverage you're required to have varies by state. To see your state
requirements, click here.

Icon - cross.

Bodily Injury Liability

Helps protect you from paying medical costs, loss of income and funeral expenses of other people involved in a covered accident.

Required or Optional? Required
Icon - car crash.

Property Damage Liability

Helps protect you from paying for the repair or replacement of another driver's car.

Required or Optional? Required
Deductible May Apply Varies by State & Product
Icon - uninsured car.

Uninsured/Underinsured Motorist

If a driver with little or no insurance damages your car, or injures you or someone riding with you, this coverage option can help cover repairs and other damages or expenses.

Required or Optional? Varies by State
Most Common Add-ons Yes
Icon - car bumper crash with another car.

Collision Coverage

Can pay for damage to your car if you collide with another car or something else such as a building, bridge or tree.

Required or Optional? Optional
Most Common Add-ons Yes
Deductible May Apply Yes
Icon - lighting hitting a car.

Comprehensive Coverage

Can pay for damage to your car caused by something other than a collision such as theft, fire, windstorm, or hitting an animal.

Required or Optional? Optional
Most Common Add-ons Yes
Deductible May Apply Yes
Icon - bandaid.

Automobile Medical Payments (or Personal Injury Protection)

Can help pay for some of your medical costs or funeral expenses if you're injured in a covered accident.

Required or Optional? Varies by State
Most Common Add-ons Yes
Icon - a tow truck.

Towing & Labor Costs

Pays for towing and basic roadside-assistance expenses if you're stranded on the road.

Required or Optional? Optional
Icon - price tag.

Rental Reimbursement

Repays you for the cost of renting a car while yours is in the shop being repaired due to a covered accident — up to 30 days

Required or Optional? Optional
Icon - cross.

Sound System Coverage

Can protect your investment from theft or damage if you've installed a high-end sound system in your car.

Required or Optional? Optional

Your Allstate Policy Declarations shows the coverages you've chosen, along with deductibles and limits — which is the maximum amount Allstate will pay.

Questions? Want to make changes to your coverage? Call your local Allstate Agent or 1-800-ALLSTATE.

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