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When Should I Talk to an Insurance Agent?

Published: February 2016

In an era when nearly everything can be purchased online, choosing the right insurance policy takes more than just the click of a button. Doing research online is a great place to start, but there's value in the face-to-face conversations that come with meeting with an insurance agent. An insurance agent who lives and works in your community can help you choose the insurance coverage that suits your needs.

Couple meeting with insurance agent.

Your relationship with your agent doesn't end when you purchase a policy. Agents are there to provide quick answers when you need to update your policy or when you have an unexpected change in your life. So, when is it a good idea to contact your agent? No matter what type of policy you have, here are some situations where your agent may be a great resource.

Car Insurance

Having A Dedicated Agent Can Make All The Difference.

Find an agent >

Home Insurance

Renters Insurance

Whether you just graduated college or are downsizing after retirement, here are some of the frequently asked questions your agent can help answer about renters insurance:

Life Insurance

If you're considering buying life insurance — or if you have questions about an existing policy — an agent consultation may be beneficial. From the difference between term and permanent policies to buying a policy separate from your employer's, here are some of life insurance basics that an agent can help with:

When it comes to consulting your insurance agent, don't be afraid to ask questions — that's what they're there for! The more you know, the more you may get out of your insurance policies.


Coverage subject to terms, conditions, and availability. Policy issuance is subject to qualifications. Allstate Insurance Company, Allstate Indemnity Company, Allstate Fire and Casualty Insurance Company, Allstate Property and Casualty Insurance Company, Northbrook, IL. © 2016 Allstate Insurance Company, Northbrook, IL.

Life insurance offered through Allstate Life Ins. Co. & Allstate Assurance Co., 3075 Sanders Rd, Northbrook IL 60062; Lincoln Benefit Life Co., 1221 N St. Ste 200, Lincoln NE 68508; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. In New York, life insurance offered through Allstate Life Insurance Company of New York, Hauppauge NY.
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