Updated: November 2016
Termites cause more than $5 billion in property damage every year, according to the National Pest Management Association. And while they can be a very real threat to your own home, you should know that termites damage is generally not covered by a homeowners insurance policy. That's because standard homeowners policies provide coverage for perils that are sudden and accidental, not infestations of termites or other pests that may have been prevented with home maintenance.
While termite damage generally is not covered by a homeowners insurance policy, a local agent can talk with you about other ways to help protect the people and things that matter to you most.