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Term Life Insurance Made Simple

Learn about term life insurance policies in this easy-to-understand guide.

Questions? Want to make changes to your coverage? Call your local Allstate agent or 1-800-ALLSTATE.

1 The death benefity of life insurance policies that were transferred tfor value may be subject to ordinary income taxes. Estate taxes may apply.

Please note that this website is only a summary of term life insurance, written to illustrate in general terms how a policy works. A life insurance policy, is the legal contract that contains the terms and limitations of your policy. You should carefully review the contents of your policy. All products and coverages are subject to availability and limitations. The issuing insurance company is not responsible, as parent, for the obligations of Allstate Life Insurance Company of New York.

All guarantees are based on the claims-paying ability of the issuing insurance company.

Certain property and casualty insurance offered through Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company and Allstate Fire and Casualty Insurance Company: Northbrook, IL; Allstate County Mutual Insurance Company: Irving, TX; Allstate New Jersey Insurance Company: Bridgewater, NJ. Life insurance issued by Allstate Life Insurance Company, Home Office, Northbrook, IL; Allstate Assurance Company, Northbrook, IL. In New York, Allstate Life Insurance Company of New York: Hauppauge, NY.

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