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Learn about term life insurance policies in this easy-to-understand guide.
If you decide you want lifetime coverage, some term policies allow you to convert your term life insurance into a permanent policy without a medical exam. Making the decision to convert may save you money versus purchasing a new life insurance policy at the end of your term.
Like owning a home, permanent insurance builds cash value you can borrow or withdraw.1 Keep in mind, taking a loan or withdrawal may impact your death benefit.
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