Your Business Owners Insurance Can Help In Case Of An Accident or Claim
Allstate Business Shield Insurance includes General Liability and Medical Protection to help protect you from loss due to your business operations or products
For example, let's say you spill some water on the floor, but before you can clean it up, someone slips on it and falls. You may be found negligent for not cleaning up the water fast enough and therefore be legally responsible to pay for the injured person's medical bills and lost wages.
General Liability Protection can help protect you from financial loss if you're legally obligated to pay for another person's injuries or damage to another person's property. For even more protection, you may be able to increase this coverage on your Allstate policy or buy a Business Umbrella Policy.
If someone injures himself on your property due to your negligence, your business owners insurance may help pay for their injuries and any legal costs.
This coverage also helps protect you and your employees while you do business away from your premises. For example, say you visit a client's office, set down your briefcase, and someone trips over it while carrying a laptop. You may be responsible for that person's injuries, as well as any damage to the computer. If so, Allstate Business Shield Insurance can help.
What If A Client is Injured At Your Business?
If a client has an accident at your business, and it's not covered by general liability insurance, your business owners insurance may help cover medical expenses.
Medical Expenses can help pay for reasonable and necessary medical expenses if someone is injured in an accident on your property regardless of fault.
If someone is injured on your property, Medical Expense coverage may help pay for necessary medical costs including surgery, x-rays and dental work regardless of fault.