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Snowmobile Insurance Coverages

What does snowmobile insurance cover?

Whether you damage another person's property or injure someone in an accident, Allstate® snowmobile insurance helps protect you and your snowmobile with a policy that's right for you. Here's a look at some options:

  • Bodily injury liability
    If you injure someone in an accident with your snowmobile, this typically covers their medical expenses.
  • Property damage liability
    If you accidentally damage another person's property, this coverage can help pay for repairs to property and belongings like vehicles, homes and buildings.
  • Collision coverage
    This coverage helps reimburse you for the cost of repairing your snowmobile after a collision with an object, such as another snowmobile or a tree.
  • Comprehensive coverage
    This coverage helps you cover expenses related to damages caused by something other than a collision, such as flooding, wind, vandalism or theft.

Front of snowmobile.

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Allstate offers a policy that protects you and your snowmobile in a number of ways and allows you to adjust your policy to best fit your needs.

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Deductibles and limits

When purchasing snowmobile insurance, it's important to consider your coverage limits and deductibles. A coverage limit is the maximum amount Allstate will reimburse you for a covered loss. You can set your coverage limits when you buy a snowmobile policy.

A deductible is what you pay out of pocket before coverage kicks in. Higher deductibles typically mean lower premiums, but you'd pay more out of pocket when filing a claim.

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.
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