What does snowmobile insurance cover?
Whether you damage another person's property or injure someone in an accident, Allstate® snowmobile insurance helps protect you and your snowmobile with a policy that's right for you. Here's a look at some options:
- Bodily injury liability
If you injure someone in an accident with your snowmobile, this typically covers their medical expenses.
- Property damage liability
If you accidentally damage another person's property, this coverage can help pay for repairs to property and belongings like vehicles, homes and buildings.
- Collision coverage
This coverage helps reimburse you for the cost of repairing your snowmobile after a collision with an object, such as another snowmobile or a tree.
- Comprehensive coverage
This coverage helps you cover expenses related to damages caused by something other than a collision, such as flooding, wind, vandalism or theft.
Deductibles and limits
When purchasing snowmobile insurance, it's important to consider your coverage limits and deductibles. A coverage limit is the maximum amount Allstate will reimburse you for a covered loss. You can set your coverage limits when you buy a snowmobile policy.
A deductible is what you pay out of pocket before coverage kicks in. Higher deductibles typically mean lower premiums, but you'd pay more out of pocket when filing a claim.