What does snowmobile insurance cover?

Whether you damage another person's property or injure someone in an accident, Allstate® snowmobile insurance helps protect you and your snowmobile with a policy that's right for you. Here's a look at some options:

  • Bodily injury liability
    If you injure someone in an accident with your snowmobile, this typically covers their medical expenses.
  • Property damage liability
    If you accidentally damage another person's property, this coverage can help pay for repairs to property and belongings like vehicles, homes and buildings.
  • Collision coverage
    This coverage helps reimburse you for the cost of repairing your snowmobile after a collision with an object, such as another snowmobile or a tree.
  • Comprehensive coverage
    This coverage helps you cover expenses related to damages caused by something other than a collision, such as flooding, wind, vandalism or theft.

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Allstate offers a policy that protects you and your snowmobile in a number of ways and allows you to adjust your policy to best fit your needs

Deductibles and limits

When purchasing snowmobile insurance, it's important to consider your coverage limits and deductibles. A coverage limit is the maximum amount Allstate will reimburse you for a covered loss. You can set your coverage limits when you buy a snowmobile policy.

A deductible is what you pay out of pocket before coverage kicks in. Higher deductibles typically mean lower premiums, but you'd pay more out of pocket when filing a claim.