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Mutual Funds

Effortlessly invest in your retirement.

Mutual funds allow you to invest alongside other like-minded people. Run by professional portfolio managers, each fund varies in levels of risk and reward based on which type of mutual fund you choose.

Explore the key benefits of mutual funds or contact an Allstate Personal Financial Representative to learn more.

  • Allows for diversification
    Buying a varied portfolio is expensive—pooling your money with others lets you spread your money across investments to potentially decrease your risk

  • Saves you time and energy
    Your investment is professionally managed

  • Lets you decide your risk
    With many types of funds, you can choose if you want a lower or higher-risk investment

  • Maintains access to your money
    Unlike retirement accounts or other savings vehicles that may charge a penalty for early withdrawals, mutual funds are considered more liquid assets making the funds more convenient to access

It's your money. Choose how you invest it.

When you turn to Allstate, you'll gain access to more than 20 financial companies, providing you with many different mutual fund options.

logo - Fidelity.
logo - American Funds.
Logo - Franklin Templeton Investments.

Learn about the four types of mutual funds.

  • 1. Money market mutual funds
    This low-risk, low-return fund is often used as an emergency account because it's easy to withdraw money

  • 2. Bond mutual funds
    Designed to generate income and add stability, this fund can be useful for achieving specific goals

  • 3. Stock mutual funds
    Typically invests in common stocks, which can be volatile in the short-run, but has potential for bigger growth in the long run

  • 4. Target date mutual funds
    Allocates your assets with a specific retirement date in mind — as your target nears, it shifts to invest more conservatively to help protect your savings

How do mutual funds work?

If you think mutual funds may be right for your financial plans, here's a step-by-step look at how the process works.

Two women looking at a computer screen.

1. Choose the funds you prefer
You can choose to invest in just one type, or many. We can help you decide

Woman smiling while she signs paperwork.

2. Complete the paperwork
Register your personal information and details

	
Man and woman pointing at a tablet.

3. Start earning
Once you fund your account, we'll help you stay on track

A man shakes his agent's hand.

Save for retirement your way.

Whether you'd like to learn more about mutual funds or the many other ways you can start saving for your future, at Allstate you'll work with a nearby Personal Financial Representative who will be there every step of the way.

Contact a Personal Financial Representative

Related resources

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Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered BrokerDealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. 877-525-5727. Check the background of this firm on FINRA's BrokerCheck website..
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