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Planning your big day?
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Wedding costs can really add up.
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That's why it's important to consider Special Event Insurance,
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to help protect you from financial loss and give you greater peace of mind.
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Special Event Insurance, sometimes called wedding insurance,
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typically comes in two types of coverage: Event Cancellation Coverage
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and Event Liability Protection.
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Event Cancellation Coverage helps reimburse certain costs
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if your wedding needs to be canceled or postponed for reasons like:
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weather that prevents the majority of your guests from attending,
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a serious illness to the couple or a member of their immediate family,
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or if the bride or groom is called for military deployment.
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And if you have to reschedule your reception due to certain unforeseen circumstances,
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it may help reimburse you for deposits you already paid to the venue or caterer.
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Event Cancellation Coverage may also help cover lost damaged or photographs, videos, and gifts,
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reimbursement if your photographer doesn't show up,
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and repair or replacement costs for your wedding attire and rings.
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You can also purchase Event Liability Coverage, which helps cover costs
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if you're found legally responsible for someone's injury at your event
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or damage to the venue.
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Generally limited to a 24- to 48-hour period,
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this type of coverage helps protect the rehearsal dinner, wedding ceremony, and reception,
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as well as setup and removal within 24 hours of the event.
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Keep in mind that it's a good idea to purchase event insurance as soon as you start incurring costs,
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as there may be time restrictions on when you can get a policy.
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Your insurance agent can explain when you need to have coverage in place
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and the protection it provides.
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Want to learn more?
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Contact a local Allstate agent to see how Special Event Insurance
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can help make protecting your wedding a piece of cake.