Building code coverage is a protection you may be able to add onto a homeowners insurance policy to help cover the additional cost of repairing your home up to code if it’s damaged by a covered peril.

While dwelling coverage, which helps protect your home’s physical structure, is part of a standard homeowners insurance policy, building code coverage is typically optional. But if your home isn't up to the latest building codes, you may want to consider adding building code coverage to your policy.