Once you have a list of insurers to look at, it’s time to shop around for the best fit for your specific needs.

Compare several quotes

Many car insurance companies make it easy to get a car insurance quote online in just a few minutes. Here are a few things to consider as you get quotes:

It’s important to compare like-for-like quotes for proper evaluation. You want to ensure you aren’t comparing the price of one quote for minimum liability coverage to another one that includes comprehensive coverage and collision coverage. You should also try and choose the same limits and deductibles.
Make sure you’re getting all the discounts you’re entitled to receive. Having these applied during your quote will give you a better picture of the price you’ll actually pay.

Research dependability

Finding the insurer with the lowest price is great, but you don’t want to switch insurance companies if they’re not dependable. Accidents can happen anywhere, and severe weather can strike at any moment. So, you want to make sure that you can count on your insurer if you ever suffer a covered loss. You can verify the financial stability of potential insurers by researching them on websites like A.M. Best and other financial rating agencies, explains the III.

Consider convenience

Does one insurer give you more flexibility with their payment options? Can you bundle other types of insurance or products and services you want with one provider? Do they have a mobile app that allows you to make quick changes or pull up your electronic ID card? When two insurers have similar prices and are both reliable, convenience can help be a deciding factor.