A key step toward knowing whether damage from squirrels or other rodents might be covered under your auto insurance policy is to double-check whether you have comprehensive coverage. This type of coverage helps protect you against damage that's not caused by a collision — and that often includes damage from animals, such as squirrels.

Comprehensive coverage is an optional coverage on an auto insurance policy, although if you lease your car or are still paying toward your auto loan, your lease holder or lender may require it. If it's not required in your case, you may choose to add comprehensive coverage to your auto insurance policy, to help protect your car in case of damage or losses not related to a collision, such as animal damage, theft, fire and other causes. If you're not sure whether you have comprehensive coverage, read your policy or check with your insurance provider.

There are some steps you can take to make your car less attractive to rodents looking for something to chew on. Click here for some tips.

Whether you know that squirrels cause problems with the cars in your neighborhood, or you just want to make sure you're properly protected, it's always a good idea to be armed with knowledge.