Before renting a moving truck, be sure to read the fine print of the rental company's offered policies. Here's a breakdown of the four typical types of moving truck rental protection:

Collisions/Damage waivers
These plans are called waivers because the rental company agrees not to make a claim against you if the rental is damaged or stolen, according to the III. In the fine print, it may also be called Collisions Damage Waivers (CDW), Damage Waiver (DW), Personal Damage Waiver (PDW) or Limited Damage Waiver (LDW). Each waiver varies, as does its cost and coverage, so be sure to research the rental's waivers before picking up the moving truck.
Supplemental liability insurance
This policy helps pay for repairs if your moving truck damages another individual's vehicle or property. The specified coverage amount, which is typically (but not always) $1 million, protects you from damage claims made against you.
Personal accident and cargo insurance
This coverage helps pay for expenses related to injuries or accidental death while in the rental truck and may extend to other drivers or family members riding in the vehicle. It can also provide coverage for items damaged due to certain causes. This insurance does not typically cover damage caused by shifting cargo, theft or burglary. For that coverage, look into personal effects coverage, says the III.
Auto tow protection
If you are using a trailer to transport your personal vehicle behind a moving truck, an auto tow protection plan can help protect the moving trailer while it is in transit. This coverage typically helps pay to repair damage caused by a number of situations, such as fire, hail, windstorm, vehicle overturn, landslide and collision. There is typically a deductible involved — it's a good idea to review the details before signing a contract.

Before you rent a moving truck, it's important to make sure you have protection. Whether you have coverage through your existing insurance policies or purchase extra coverage, knowing you have a safety net in place can give you greater peace of mind.