Take these simple steps to protect your car in a hurricane

By Allstate

Last updated: January 1

If you're a resident in a hurricane-prone area, you may know how to prepare your home ahead of a storm. But do you know that disaster preparedness should also extend to protecting your vehicles? Agencies like the Federal Emergency Management Agency (FEMA), the National Hurricane Center and the American Red Cross unanimously agree that having a comprehensive storm safety plan is always better than being caught off-guard.

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In order be as safe as possible during hurricane conditions, Ready.gov recommends staying informed of a tropical storm's progress, following the recommendations of local and federal officials, and knowing emergency evacuation routes.

If you're at home and find yourself in the path of an oncoming hurricane, the following tips can help you protect your car.

Take pictures

It can be prudent to have proof of your car's condition before disaster strikes, for personal and possible insurance purposes. So, you may want to consider taking pictures of your car's interior and exterior as you make your hurricane preparations well before a hurricane hits, Consumer Reports suggests.

Store important items

Store copies of your car's registration and insurance documentation in a dry place like a zip-top plastic bag, Consumer Reports recommends. Make additional copies of this documentation, as well as your car key/fob, and distribute them to all licensed drivers in your family. That way, in the unfortunate event that you are separated from your vehicle or family, you or your family members will be able to operate your car.

Don't forget, as the Red Cross advises, always have two emergency meeting areas: one close by your home and another further away in case of an evacuation.

Fill your tank

Before a hurricane hits, be sure to fuel up your car, the Red Cross suggests. An important part of disaster preparedness is having a plan to get help after dangerous weather subsides. With a full tank of gas, you'll be more likely to get to where you need to go without having to make a stop for fuel.

Park safely

Protecting your car from a hurricane typically involves sheltering it from high winds and water. Consumer Reports recommends parking your car in a garage if possible. If you don't have a garage, consider parking your car close to a building, says AutoTrader, which can offer at least partial protection from high winds. Another way to protect your vehicle is to avoid parking under trees or power lines that can be blown down, says Consumer Reports.

Check your vehicle

Once the storm is over and all members of your family are accounted for, check over your car thoroughly to evaluate its condition. If there's damage, take pictures of the car and compare the "before" and "after" version, as advised above. And if you have to drive after a tropical storm or a hurricane has swept across your neighborhood, consider this advice from Ready.gov:

  • Drive only if necessary.
  • Avoid flooded roads and washed-out bridges.
  • Watch or fallen objects, downed power lines and weakened walls, bridges, roads and sidewalks.

Experiencing a hurricane can be a difficult ordeal — but planning ahead can help give you some peace of mind about your car so you can focus on staying safe.