Some insurance companies offer different types of discounts designed specifically for young drivers. Here are a few you may be eligible for, depending on your state and insurer:

Good student discounts

If you're a full-time student under 25, you may qualify for a discount on your car insurance that could help lower your premiums. Here's the catch - you will likely have to maintain good grades. But nobody's suggesting that only "A" students are eligible for discounts. Many insurance companies specify that as long as student drivers can maintain a B average, they may qualify for a student discount.

Discounts through work

Young adults who work for certain corporations, or even a small to medium-sized business with special discount programs, may qualify for an auto insurance discount. Speak with your human resources department to find out if your company is taking part in a group car insurance discount plan.

Bundling discounts if you need renters insurance

If you rent an apartment or house, you could qualify for more savings. Young drivers who have renters insurance may earn a multi-policy discount. If you buy auto insurance and renters insurance from the same company, check with your insurer about bundling your insurance policies.

Pay-per-use car insurance

If you’re working and/or taking classes remotely, you may not spend much time on the road. Or you may choose to routinely take public transportation to work and/or school. If you don't drive your car often, you may be eligible to get a pay-per-use car insurance policy, which is often cheaper than a regular car insurance policy. Be sure to consult with your insurance provider to see what's available where you live.

There are many other discounts young drivers may qualify for. Talk to your insurer to make sure you’re taking advantage of all the discounts available to you. If you do, you may find that it's easy to get reliable car insurance at a good price, even as a young adult.