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ATV Insurance

What does ATV insurance cover?

All-terrain vehicle (ATV) insurance from Allstate helps protect you and your off-road vehicle if you get in an accident. Each coverage has different limits that you can increase for extra protection.

ATV insurance can help cover costs caused by specific types of hazards. These include:

  • Collisions
  • Fires
  • Theft
  • Vandalism
  • Hail
  • Falling objects
In addition to ATVs, Allstate also insures other types of off-road vehicles such as utility vehicles (UTVs), golf carts, dune buggies, trail bikes, go-karts, Segways and more.

What you need to know about ATV insurance

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Coverages & Policies

Find out how Allstate protects you and your ATV.

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How much does ATV insurance cost?

Cost may vary depending on factors such as the types of coverage you purchase, the limits you choose and the amount of your deductible.

How to compare ATV/UTV insurance quotes

It's important to compare ATV/UTV insurance quotes from multiple companies. Choose the same coverages, limits and deductibles for each to get an accurate comparison.

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Choose your coverage

Look at the coverage types in the policy and consider optional coverage worth adding.

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Consider your limits

Think about your personal finances when choosing the maximum amount your insurer will pay for a covered claim.

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Choose your deductibles

A deductible is what you pay before your insurer covers the rest of a claim. Select the same deductible on each coverage when you compare ATV/UTV insurance quotes.

ATV insurance FAQs


Insurance, coverage, and discounts are subject to terms, conditions, and availability, which may vary by state. Discounts and total savings will vary. Allstate Fire and Casualty Ins. Co., Allstate Property and Casualty Ins. Co. & affiliates: 2775 Sanders Rd Northbrook IL 60062 © 2021 Allstate Insurance Co.
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