My Offers Terms and Conditions

  1. American Home Shield:
    Available to new American Home Shield members only. Discount cannot be applied to previous purchases or combined with any other offers. Not valid in conjunction with a real estate transaction or renewal. Discount only available for single-family homes under 5,000 sq. ft. (includes condos and townhomes). Coverage not available in all areas.
  2. Budget
    No quote or purchase of insurance necessary, need not be an Allstate customer to take advantage of this offer. Products and services are offered by third parties for the benefit of their customers. Allstate does not endorse or take any responsibility for their products, services, or websites, or make any representations or warranties concerning the content, accuracy, completeness, timeliness, operation, or quality of such products, services, or websites. Cannot be combined with any other offer. Void where prohibited by law.
  3. PODS
    Offer available for new orders only. Customer receives 10% off local delivery and redelivery/final pick-up fees and first month’s rental and 5% off transportation fees. Must mention promotional code at time of order. Cannot be combined with any other offer. Offer void where prohibited by law. Available for a limited time, only at participating locations.
  4. Canary
    No quote or purchase of insurance necessary, need not be an Allstate customer to take advantage of this  offer. Products and services are offered by third parties for the benefit of their customers. Allstate does not endorse  or take any responsibility for their products, services, or websites, or make any representations or warranties  concerning the content, accuracy, completeness, timeliness, operation, or quality of such products, services, or  websites. Cannot be combined with any other offer. Void where prohibited by law.
  5. Allstate Car Buying Service:
    Allstate Car Buying Service powered by TrueCar; savings vary off MSRP; TrueCar is a registered trademark of TrueCar, Inc.
  6. TrueCar
    Between 10/1/23 and 11/30/23, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through the Allstate Auto Buying Program and who were identified as buying a new vehicle from that Certified Dealer was $1,167 Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing. Some benefits are not available in NY or NH. Terms and conditions apply. Auto Deductible Reimbursement is provided by Voyager Indemnity Insurance Company, an Assurant company. For more information visit: https://allstateagent.truecar.com/report-purchase.html.
  7. AutoZone
    Offer does not apply to purchase of batteries, overweight items such as engines and transmissions, oversized items such as large car top carriers or to performance carburetors such as Edelbrock, Holley and Proform or to any Magnaflow, Airaid, Air Lift, Extang, Covercraft, MSD and Husky items or items not available for ship to home delivery. Offers valid on regular priced merchandise only and do not include any other discounts or special offers. Online deals issued by AutoZone are only valid for Ship to Home orders placed on AutoZone.com by the expiration date. Certain product categories or types are not eligible for discount. Gift card purchases, taxes and core charges excluded. Coupon may not be distributed via Internet sites. Not valid with any other offer or discount. Limit one coupon per customer. No adjustments to prior purchases. Items returned will only receive credit for the discounted price paid for the item. AutoZone reserves the right to cancel, modify or deactivate a coupon at its discretion. Coupon usage terms and conditions are subject to change at any time without prior written notice from AutoZone. Any fraudulent or unauthorized use or validations will void this offer. Coupon has no cash value and may not be redeemed for cash. Void where prohibited by law. You will receive a digital promotional gift card delivered to the email address provided with this order within 72 hours after being charged for your last item. In the event a digital promotional gift card cannot be sent then a physical promotional gift card will be sent separately from order within 4-6 weeks of order submission to the billing address. Coupon may be used only once. Coupon required to receive savings. Coupon must be presented and surrendered at the time of purchase. Purchase amounts cannot include any other discounts or special offers. Gift card purchases, taxes, Loan-A-Tool® and core charges excluded. Coupon may be applied to purchase of in-stock merchandise only. No copies or reproductions accepted. Original coupons only. Coupon may not be distributed via Internet sites. Any unauthorized distribution of this coupon may be a violation of applicable copyright laws. No adjustments to prior purchases. This coupon is only valid for in-store use at participating AutoZone retail stores. This offer is not transferable. Any fraudulent or unauthorized use or validations will void this offer. Coupon has no cash value and may not be redeemed for cash. Void where prohibited by law. All instant limits are per person per day and all rebate limits are per name, household or address. All items may not be available in all stores. Ad prices already include savings. We reserve the right to limit quantities. Ad prices not good combined with any other offer. No dealers. See store for warranty details. In stock items only. Offers may vary by market. See store for details. Offers valid while quantities last. All photographic, clerical, typographical and printing errors are subject to correction.
  8. CarAdvise
    Discounted pricing displayed within the CarAdvise platform is off regular retail pricing, which is subject to change and varies by location. Prices are also subject to applicable state and local taxes. Depending on your selected service, CarAdvise will provide a retail price, which is an example of what you can reasonably expect to pay for that service in your geographic area. CarAdvise makes no guarantee as to specific savings amount per each transaction. The CarAdvise offer is provided as a convenience to you for non-claim situations. If you have potential or pending claims, please contact your Allstate Claim Representative. NOTE that Allstate does not guarantee the work performed by CarAdvise shops. You should speak directly with the shop or network about any guarantees, pricing or other issues with regard to the work to be performed. This is not a comprehensive list of shops near you. You always have the right to choose any shop you would like to perform maintenance or repair work on your vehicle. You are not under any circumstances obligated to utilize a CarAdvise shop. $480 savings in maintenance calculated using avg.5-year auto ownership and utilizing available offers. Combined labor and specific services average discounts of 26.9% and $27.49. Based upon OEM recommended schedules for annual average driving habits1, CarAdvise customers anticipated annual savings is $96.65 (43%) for preventative maintenance. 40% off already discounted CarAdvise pricing. $20 maximum redemption. Valid for 1 use only. Not combinable with any other discounts. Promo Code: ALLSTATE40
  9. Valvoline
    Includes up to 5 quarts of any Valvoline motor oil (diesel quarts may vary), filter (prem. extra),lube & maintenance check. Sales tax will be applied according to applicable law. Not valid with same service offers /discounts (including fleet); see store for additional details or restrictions; good only at participating locations. Coupon may only be used once. No cash or credit back; cash value $0.001. Excludes battery replacement or state inspection. Not valid with any other same service offer/discount (including fleet). Good only at participating locations. Coupon may only be used once. No cash or credit back; cash value $0.001. $100 savings in maintenance calculated using avg.5-year auto ownership and utilizing available offers. Not available in Alabama, Alaska, Hawaii, Idaho, Louisiana, Maine, Nevada, Utah, Wyoming.
  10. WeatherTech
    WeatherTech uses many of its own trademarks on the Site. A list of them can be found here. In the list, trademarks marked with the registration symbol ("®") are registered with the United States Patent and Trademark Office. The list is not exhaustive, as WeatherTech Direct, LLC augments and changes its product line from time to time.
  11. Safety1st
    In the event that the operation, security, or administration of a Promotion is impaired in any way for any reason, including, but not limited to fraud, virus, or other technical problem, the Sponsor may, in its sole discretion, either: (a) suspend a Promotion to address the impairment and then resume a Promotion in a manner that best conforms to the spirit of these General Social Promotion Rules; (b) award prizes according to the specific Promotion details from among the eligible Entries received up to the time of the impairment; or (c) to proceed in such a manner as may be deemed fair and equitable by Sponsor in its sole discretion. If, due to a human, typographical, mechanical or other error, the number of potential winners notified is greater than the listed number of prizes at any level, such listed number of prizes will be awarded in a random drawing from among all eligible entrants who submit a legitimate prize claim for that level. The Sponsor reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of a Promotion or to be acting in violation of these General Social Promotion Rules or in an un-sportsman like or disruptive manner. Any attempt by any person to undermine the legitimate operation of a Promotion may be a violation of criminal and civil law, and, should such an attempt be made, the Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. The Sponsor's failure to enforce any term of these General Social Promotion Rules shall not constitute a waiver of that provision.
  12. TurboTax
    As the leader in tax preparation, more federal returns are prepared with TurboTax than any other tax preparation provider. Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2023. Discount applies to TurboTax federal products only. Actual prices are determined at the time of print or e-file and are subject to change without notice. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.

    Save 20% on TurboTax Online and TurboTax Live Assisted products only. Save 10% on TurboTax Live Full Service products.
  13. Sallie Mae
    Borrow responsibly We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan. Loans for Undergraduate & Career Training Students are not intended for graduate students and are subject to credit approval, identity verification, signed loan documents, and school certification. Student must attend a participating school. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID. Requested loan amount must be at least $1,000. Graduate School Loan and Graduate School Loan for Health Professions are for graduate students at participating degree-granting schools and are subject to credit approval, identity verification, signed loan documents, and school certification. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID. Requested loan amount must be at least $1,000. MBA Loans are for graduate students in an M.B.A. program at participating degree-granting schools and are subject to credit approval, identity verification, signed loan documents, and school certification. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID. Requested loan amount must be at least $1,000. Medical School Loans are for graduate students in an M.D., D.O., D.V.M., V.M.D., or D.P.M. program at participating degree-granting schools and are subject to credit approval, identity verification, signed loan documents, and school certification. Graduate Certificate/Continuing Education coursework is not eligible. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID. Requested loan amount must be at least $1,000. Dental School Loans are for graduate students in a D.D.S. or D.M.D. program at participating degree-granting schools and are subject to credit approval, identity verification, signed loan documents, and school certification. Graduate Certificate/Continuing Education coursework is not eligible. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID. Requested loan amount must be at least $1,000. Law School Loans are for graduate students in a J.D. program at participating degree-granting schools and are subject to credit approval, identity verification, signed loan documents, and school certification. Graduate Certificate/Continuing Education coursework is not eligible. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID. Requested loan amount must be at least $1,000. Bar Study Loans are for students who are enrolled at least half-time in their final year of study at a participating ABA-accredited law school or have graduated from one within the last 12 months. Students should be sitting for the bar exam no later than 12 months after graduation. This loan is subject to credit approval, identity verification, signed loan documents, and enrollment verification. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., graduate from, or attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID. Requested loan amount must be at least $1,000. Residency and Relocation Loans are for students who are pursuing or have received a M.D., D.O., D.D.S., D.M.D., D.P.M., D.V.M., or V.M.D. degree. Students must be enrolled at least half-time in their final year of study at a participating allopathic, osteopathic, podiatric, dental, or veterinary medicine school or have graduated from one within the past 12 months. This loan is subject to credit approval, identity verification, and signed loan documents. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., graduate from, or attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID. Requested loan amount must be at least $1,000.
    1. Advertised APRs for undergraduate studentsassume a $10,000 loan to a student who attends school for 4 years and has no prior Sallie Mae-serviced loans. Interest rates for variable rate loans may increase or decrease over the life of the loan based on changes to the 30-day Average Secured Overnight Financing Rate (SOFR) rounded up to the nearest one-eighth of one percent.  Advertised variable rates are the starting range of rates and may vary outside of that range over the life of the loan. Interest is charged starting when funds are sent to the school. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan's Current Principal at the end of the grace/separation period. To receive a 0.25 percentage point interest rate discount, the borrower or cosigner must enroll in auto debit through Sallie Mae. The discount applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. It may be suspended during forbearance or deferment.
    2. A 0.25 percentage point interest rate reduction is applied to the loan if the first 12 principal and interest payments are paid on time or if an amount equal to the first 12 principal and interest payments is paid ahead. Although the benefit can be earned by paying ahead, it will not be activated until after the 12th principal and interest payment would have been due. Any period in which the loan is in a forbearance, deferment, or Graduated Repayment Period will not count toward satisfying the on-time principal and interest payment requirement.
    3. Borrower or cosigner must enroll in auto debit through Sallie Mae to receive a 0.25 percentage point interest rate reduction benefit. This benefit applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month and may be suspended during periods of forbearance or deferment, if available for the loan.
    4. Loan amount cannot exceed the cost of attendance less financial aid received, as certified by the school. Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount. Miscellaneous personal expenses (such as a laptop) may be included in the cost of attendance for students enrolled at least half time.
    5. Only the borrower may apply for cosigner release. To do so, they must first meet the age of majority in their state and provide proof of graduation (or completion of certification program), income, and U.S. citizenship or permanent residency (if their status has changed since they applied). In the last 12 months, the borrower can't have been past due on any loans serviced by Sallie Mae for 30 or more days or enrolled in any hardship forbearances or modified repayment programs. In addition, the borrower must have paid ahead or made 12 on-time principal and interest payments on each loan requested for release. The loan can't be past due when the cosigner release application is processed. The borrower must also demonstrate the ability to assume full responsibility of the loan(s) individually and pass a credit review when the cosigner release application is processed that demonstrates a satisfactory credit history including but not limited to no: bankruptcy, foreclosure, student loan(s) in default or 90-day delinquencies in the last 24 months. Requirements are subject to change.
    6. Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
    7.  Examples of typical costs for a $10,000 Smart Option Student Loan with the most common fixed rate, fixed repayment option, 6-month separation period, and two disbursements: For a borrower with no prior loans and a 4-year in-school period, it works out to a 10.28% fixed APR, 51 payments of $25.00, 119 payments of $182.67 and one payment of $121.71, for a Total Loan Cost of $23,134.44. For a borrower with $20,000 in prior loans and a 2-year in-school period, it works out to a 10.78% fixed APR, 27 payments of $25.00, 179 payments of $132.53 and one payment of $40.35 for a total loan cost of $24,438.22. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 10 years.
    8. Advertised APRs for career training studentsassume a $10,000 loan to a student who attends school for 2 years and has no prior Sallie Mae-serviced loans. Interest rates for variable rate loans may increase or decrease over the life of the loan based on changes to the 30-day Average Secured Overnight Financing Rate (SOFR) rounded up to the nearest one-eighth of one percent.  Advertised variable rates are the starting range of rates and may vary outside of that range over the life of the loan. Interest is charged starting when funds are sent to the school. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan's Current Principal at the end of the grace/separation period. To receive a 0.25 percentage point interest rate discount, the borrower or cosigner must enroll in auto debit through Sallie Mae. The discount applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. It may be suspended during forbearance or deferment.
    9. Examples of typical costs for a $10,000 Smart Option Student Loan with the most common fixed rate, fixed repayment option, 6-month separation period, and two disbursements: For a borrower with no prior loans and a 2-year in-school period, it works out to a 10.73% fixed APR, 27 payments of $25.00, 119 payments of $160.63 and one payment of $107.39, for a Total Loan Cost of $19,897.36. For a borrower with $10,000 in prior loans and a 1-year in-school period, it works out to a 10.92% fixed APR, 15 payments of $25.00, 143 payments of $136.14 and one payment of $74.20 for a total loan cost of $19,917.22. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 10 years.
    10. Advertised APRs for Graduate School Loan, MBA Loans, and Graduate School Loan for Health Professionsassume a $10,000 loan with a 2-year in-school period. Interest rates for variable rate loans may increase or decrease over the life of the loan based on changes to the 30-day Average Secured Overnight Financing Rate (SOFR) rounded up to the nearest one-eighth of one percent.  Advertised variable rates are the starting range of rates and may vary outside of that range over the life of the loan. Interest is charged starting when funds are sent to the school. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan's Current Principal at the end of the grace/separation period. To receive a 0.25 percentage point interest rate discount, the borrower or cosigner must enroll in auto debit through Sallie Mae. The discount applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. It may be suspended during forbearance or deferment.
    11. Example of a typical transaction for a $10,000 MBA Loan with the most common fixed rate, Fixed Repayment Option, and two disbursements. For borrowers with a 27-month in-school and separation period, it works out to 14.30% fixed APR, 27 payments of $25.00, 178 payments of $172.22 and one payment of $115.59, for a total loan cost of $31,445.75. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 15 years.
    12. Advertised APRs for Medical School Loan and Dental School Loanassume a $10,000 loan with a 4-year in-school period. Interest rates for variable rate loans may increase or decrease over the life of the loan based on changes to the 30-day Average Secured Overnight Financing Rate (SOFR) rounded up to the nearest one-eighth of one percent.  Advertised variable rates are the starting range of rates and may vary outside of that range over the life of the loan. Interest is charged starting when funds are sent to the school. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan's Current Principal at the end of the grace/separation period. To receive a 0.25 percentage point interest rate discount, the borrower or cosigner must enroll in auto debit through Sallie Mae. The discount applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. It may be suspended during forbearance or deferment.
    13. Example of a typical transaction for a $10,000 Medical School Loan with the most common fixed rate, Fixed Repayment Option, and two disbursements. For borrowers with a 81-month in-school and separation period, it works out to 10.61% fixed APR, 81 payments of $25.00, 238 payments of $173.04 and one payment of $68.39, for a total loan cost of $43,276.91. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 20 years.
    14. Example of a typical transaction for a $10,000 Dental School Loan with the most common fixed rate, Fixed Repayment Option, and two disbursements. For borrowers with a 57-month in-school and separation period, it works out to 11.09% fixed APR, 57 payments of $25.00, 238 payments of $153.63 and one payment of $84.72, for a total loan cost of $38,073.66. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 20 years.
    15. Example of a typical transaction for a $10,000 Graduate School Loan for Health Professions with the most common fixed rate, Fixed Repayment Option, and two disbursements. For borrowers with a 27-month in-school and separation period, it works out to 14.30% fixed APR, 27 payments of $25.00, 178 payments of $172.22 and one payment of $115.59, for a total loan cost of $31,445.75. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 15 years.
    16. Advertised APRs for Law School Loanassume a $10,000 loan with a 3-year in-school period. Interest rates for variable rate loans may increase or decrease over the life of the loan based on changes to the 30-day Average Secured Overnight Financing Rate (SOFR) rounded up to the nearest one-eighth of one percent.  Advertised variable rates are the starting range of rates and may vary outside of that range over the life of the loan. Interest is charged starting when funds are sent to the school. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan's Current Principal at the end of the grace/separation period. To receive a 0.25 percentage point interest rate discount, the borrower or cosigner must enroll in auto debit through Sallie Mae. The discount applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. It may be suspended during forbearance or deferment.
    17. Example of a typical transaction for a $10,000 Law School Loan with the most common fixed rate, Fixed Repayment Option, and two disbursements. For borrowers with a 42-month in-school and separation period, it works out to 11.32% fixed APR, 42 payments of $25.00, 179 payments of $154.40 and one payment of $58.24, for a total loan cost of $28,745.84. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 15 years.
    18. Example of a typical transaction for a $10,000 Graduate School Loan with the most common fixed rate, Fixed Repayment Option, and two disbursements. For borrowers with a 27-month in-school and separation period, it works out to 14.30% fixed APR, 27 payments of $25.00, 178 payments of $172.22 and one payment of $115.59, for a total loan cost of $31,445.75. Loans that are subject to a $50 minimum principal and interest payment amount may receive a loan term that is less than 15 years.
    19. Advertised APRs for Bar Study Loan assume a $15,000 loan disbursed at the time of the student's graduation from school. Interest rates for variable rate loans may increase or decrease over the life of the loan based on changes to the 30-day Average Secured Overnight Financing Rate (SOFR) rounded up to the nearest one-eighth of one percent.  Advertised variable rates are the starting range of rates and may vary outside of that range over the life of the loan.  Interest is charged starting when the funds are sent to you. Once principal and interest repayment begins, any Unpaid Interest will be added to Current Principal, increasing the Total Loan Cost. To receive a 0.25 percentage point interest rate discount, the borrower or cosigner must enroll in auto debit through Sallie Mae. The discount applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. It may be suspended during forbearance or deferment.
    20. Advertised APRs for Residency and Relocation Loans assume a $30,000 loan disbursed at the time of student's graduation from school. Interest rates for variable rate loans may increase or decrease over the life of the loan based on changes to the 30-day Average Secured Overnight Financing Rate (SOFR) rounded up to the nearest one-eighth of one percent.  Advertised variable rates are the starting range of rates and may vary outside of that range over the life of the loan.  Interest is charged starting when the funds are sent to you. For those who graduate, the grace period is 36 months. For those who withdrawal or whose attendance falls below half-time status, the grace period is 9 months. Once principal and interest repayment begins, any Unpaid Interest will be added to Current Principal, increasing the Total Loan Cost. To receive a 0.25 percentage point interest rate discount, the borrower or cosigner must enroll in auto debit through Sallie Mae. The discount applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. It may be suspended during forbearance or deferment.
      SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.