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Motorcycle Policy Declarations

Learn About Your Motorcycle Insurance Declarations.

Your motorcycle policy declarations "declares" the choices you've made for the policy you bought, including:
  • Coverages
  • Deductibles
  • Coverage limits

You'll receive a new Allstate Motorcycle Policy Declarations every renewal period, which is typically every 12 months.

How to Read Your Motorcycle Policy Declarations

The following page is an example of an Allstate Motorcycle Policy Declarations and shows you where to find some of the important information. It's always a good idea to check your own policy declarations to make sure all the information is correct.

Sample Motorcycle Policy Declaration.
  • Policy Period

    When you pay your premium by the due date, your policy automatically continues for the time period shown, usually 12 months.

  • Rider(s) Listed and Motorcycle(s) Covered

    This shows the named insured and motorcycle(s) listed on this insurance policy.

  • Total Premium

    Each motorcycle you insure has its own premium amount. This total is for all the listed motorcycles for the policy period.

  • Coverages

    If you have more than one motorcycle, the coverages will be listed on separate pages for each motorcycle.

  • Coverage Limits

    This shows the maximum limit Allstate will pay for each covered accident*, for each type of coverage.

  • Deductibles

    This shows how much you will pay out of pocket for damage to your motorcycle for each covered accident*.

  • Discounts

    Any discounts you may have received are listed here.

woman getting ready for motorcycle ride.

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Related Resources

*What does "covered accident" mean? It's an insurance term that means an accident that falls within the bounds of the policy.

This content is for informational purposes only and may not be applicable to all situations.

Please note that this site is only a summary of motorcycle insurance, written to illustrate in general terms how motorcycle insurance works. The Allstate Motorcycle Insurance Policy is the legal contract that contains the terms and limitations of your Allstate policy. You should carefully review the contents of your policy. All products and coverages are subject to availability and limitations. Whether an accident or other loss is covered is subject to the terms and conditions of your Allstate policy.

Subject to terms, conditions, availability and qualifications. Allstate Insurance Company, Allstate Property and Casualty Ins. Co. & affiliates: 2775 Sanders Rd Northbrook IL 60062 © 2021 Allstate Insurance Co.

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