RV Insurance

Coverage For The Open Road.

There's so much to explore when you're cruising the country in your RV. Plan ahead with RV insurance and protect yourself, your traveling companions and your RV from unexpected mishaps. Then, get out there and see the sights.

What you need to know about RV insurance

Coverages & Policies

Learn about the ways Allstate can help protect RV owners.

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Discounts

Find out how you can save on RV insurance.

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Get RV insurance today.

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How to compare RV insurance quotes

If you're gathering RV insurance quotes from multiple companies, it's important to choose the same coverages, limits, settlement options and deductibles for each quote so you can make an accurate comparison.

Choose your coverage

You have options when choosing your RV coverages. Decide how you want your RV to be covered in the event of a total loss and whether you want personal effects coverage and/or emergency expense coverage for unknown events.

Consider your limits

Take your personal finances into consideration when you select a limit, the maximum amount your insurer will pay for a covered claim.

Select your deductibles

Some RV insurance coverages come with a deductible, which is the amount you'll pay toward a claim. Be sure to select the same deductible on each coverage for every RV insurance quote you request.

RV insurance FAQs

Is RV insurance required?

Yes. Every state has minimum liability requirements, and these can vary from state to state.

How much does RV insurance typically cost?

Costs vary depending on the coverages, limits and deductibles you select as well as the age of your RV, its value and use.

Do I need insurance on my RV if it isn't being driven?

Check your state's insurance laws before removing liability coverage on your RV. While some states allow storage without any coverage, others require the owner to turn in the RV's plates if liability coverage is removed.

If there is a loan on your RV, check with your lender before removing collision coverage.

You may want to consider holding onto your comprehensive coverage year-round, even when your RV is not in use. It can help cover fire, theft, and other non-collision damages while your RV is in storage.

Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply. RV policies underwritten by Allstate affiliates under National General (an Allstate company).