Just Enough could be right for you if:
You don’t let other people drive your car
You don’t have a car seat in your vehicle
You don’t use autonomous driving mode
You don’t transport hazardous materials
Just Enough will limit or remove the following:
If anyone not listed on your policy drives your vehicle, even with your permission, damage to your vehicle will not be covered, and you will have reduced or excluded coverage for injuries to others or damage to their vehicle.
Your policy will not pay to replace a car seat if in use or damaged during a covered loss.
Your policy will not cover damage to your vehicle that occurs while your vehicle is engaged in autonomous technology that allows the vehicle to operate or drive without active control or monitoring of a human operator. This does not include features like adaptive cruise control, hands-free parking, lane assist and emergency breaking.
Your policy won’t cover incidents or damage caused by your transportation of hazardous materials, like explosive or flammable materials. This does not apply to materials ordinarily used for household activities such as a propane tank for a grill or gas for a lawnmower.
You can select or unselect this feature under Additional options.