Frequently asked questions

Allstate would like to see you have a minimum of $100k available to get your business up and running. Your local Allstate sales leader can help you determine the specific capital requirement necessary for any business opportunities available in your local market. Note, Allstate does not take possession of your capital. Rather we just want to make sure you have enough money for the following: start-up costs, including location improvements, licensing and computer equipment purchases, daily operating expenses, such as rent and staff salaries during the first few months when cash inflow is developing, as well as purchasing leads and advertising to promote your agency.

It typically takes anywhere from three to nine months from when you first apply to when you open your agency doors.

Insurance is a very reliable industry. Everyone needs insurance and it's mandatory in many situations. Regular renewals from existing policies give you a steady stream of dependable income while you work to grow your business.

As the agency owner, you're responsible for generating leads. Whether it's friends, family, or referrals, it's up to you to drive the business in. Allstate provides assistance through local, customized marketing plans to generate new leads (including direct mail campaigns, prospecting, etc.).

Your earnings as an Allstate Exclusive Agent depend on the size of your agency and the effort you put into growing it. In 2024, established Allstate Agents earned an average of $645,000 in annual agency revenue, with the top 10% averaging $2.13 million. These figures reflect average results of countrywide Exclusive Agents with over 12 months of affiliation and excludes CA, NJ and NY. Individual results will vary. Past results do not guarantee future performance.

We have agency owners that come from many different backgrounds. You don't need a background in finance or business to be a successful Allstate Agency Owner. If you have the desire to build long-lasting relationships with customers, this may be the perfect opportunity for you.

Yes, but you don't have to be licensed to learn more about the Allstate opportunity. When it's time, Allstate will help you through the licensing process.

We work with you to find the best location that offers high visibility within your community and regular foot traffic. We provide all the necessary brand signage, in-office marketing materials and furnishings to give your agency a professional appearance.

You will have ongoing dedicated support from a local Field Sales Leader. You will receive five to eight weeks of extensive education* to get you started. Plus, you and your staff will receive ongoing education and support as you continue to grow your agency over the years. Allstate provides a free, customizable agency website exclusively for you, along with a comprehensive local marketing plan including customized print, direct mail and radio ads to promote your agency to customers. * Subject to the Allstate Education Agreement.

You are responsible for hiring your own staff,* but Allstate offers tools and resources to help you with the hiring process. Once you formally commit to being an Allstate Exclusive Agent, you'll work directly with your local Field Sales Leader to determine the right number of people you need to start and grow your agency.* Subject to the Allstate Agency Agreement.

Top-producing agency owners can enjoy annual financial production-based incentives including base commissions for new and renewal business, variable compensation which is focused on the opportunity to earn additional new business compensation and once-in-a-lifetime trips. Additionally, an education bonus and an Allstate Life & Retirement incentive are available. *Subject to the Allstate Agency Agreement.

Yes, that's one of the big advantages of being an Allstate Agency Owner. You have the opportunity to pass your agency on to a family member,* sell it back to Allstate or find a buyer. * Subject to the Allstate Agency Agreement.

No, Allstate does not require agency owners to have prior insurance experience. You will learn more about the insurance industry during our education program. For additional information, consider using this website to learn more about insurance: http://www.aiadc.org.

That's ok. Allstate will support you through regional resources and education to help enable you to become a successful small business owner. For additional information on being a small business owner, consider using this website to learn more: https://www.sba.gov.

No, many of our agency owners use Certified Public Accountants to help manage this part of their business. You will learn more about accounting and finance best practices during our education program. For additional information, consider using this website to learn more about accounting/finance: https://www.sba.gov.

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