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Life Insurance Coverage
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You Have A Choice When It Comes To Coverage.

You can get quality life insurance on almost any budget. An Allstate personal financial representative can help you figure out which policy works for you and your family. They offer many types of life insurance policies, like:

  • Term Life: This is often the most affordable life insurance coverage option. It's dependable, low cost and payment amounts won't change for the period selected. Allstate agents offer both simplified and customized term life insurance policies, like TrueFitSM, to address your unique needs.
  • Permanent Life: Get lifetime protection that can help you build cash value over time.
  • Universal Life: With universal life insurance, you'll not only get lifelong coverage, but you'll also build tax-deferred cash value that will earn interest at a fixed rate, and you'll have the flexibility to change your plan and payments.
  • Whole Life: Whole life insurance coverage can help you protect your family for life, and it has an investment component to help you build cash value over time. Plus, your payments and coverage are guaranteed to stay the same.

Find The Right Plan For You.

The chart below can help you compare the benefits of different life insurance policies.

 
Length of Policy
Adjustable Premiums
Builds Cash Value
10-30 yrs
No
No
Lifetime coverage
Yes
Yes
Lifetime coverage
No
Yes
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Assess Your Future With LifeTrek.

Answering a few simple questions can help you discover which life insurance policy works for you and your family.

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This information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Life Insurance offered through Allstate Life Insurance Company, Northbrook, IL; Allstate Assurance Company, Northbrook, IL; Lincoln Benefit Life Company, Lincoln, NE and American Heritage Life Insurance Company, Jacksonville, FL. In New York, life insurance offered through Allstate Life Insurance Company of New York, Hauppauge, NY. All guarantees are based on the claims-paying ability of the issuing insurance company.
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