Allstate^® Personal Umbrella Policies cover a wide range of losses, including damages arising out of a covered occurrence* anywhere in the world that you are legally obligated to pay because of:

Bodily Injury: Medical costs, loss of income and funeral expenses of other people involved in an accident
Personal Injury: False arrest, invasion of privacy, libel, slander, humiliation or defamation of another person's character
Property Damage: Physical destruction of someone else's property, including the resulting loss of its use