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Personal Property Coverage

Keep your most treasured items safe.

Personal property coverage helps cover the cost of replacing belongings in your home, like furniture and electronics. This type of coverage is included in your Allstate home insurance policy and can help you in one of two ways:
  • Actual cash value

    Covers the cost of replacing your belongings, considering the amount they've decreased in value over time

  • Replacement cost coverage

    Covers the cost of purchasing new belongings of the same kind and quality at the time of the claim

Learn more about personal property coverage.


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Protect your beloved belongings.

Get a quote for home insurance or find out more about personal property coverage by talking to one of our trusted agents.

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Scheduled personal property coverage

This is an optional coverage you can add to your homeowners policy to cover high-value items, like jewelry. Although personal property protection helps cover many of your belongings, most insurance companies set limits on certain items. If you were to reach that limit, scheduled personal property coverage helps make sure you have enough protection.

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Insurance, coverage and discounts are subject to terms and conditions, which may vary by state. Discount amounts and total savings will vary. Other terms, conditions and exclusions may apply.
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